Bespoke Financial Planning, LLC logo

Bespoke Financial Planning, LLC

Updated today

Client assets under management

$12,843,244

Clients

47

6% high-net worth

Advisors

1

of 1 employees

Firm type

Independent

1 advisor

Clients per advisor

47

High

Average account size

$273,261

About

Bespoke Financial Planning, LLC is an independent, single‑advisor registered investment adviser that provides comprehensive financial planning and portfolio management to individual and high‑net‑worth clients. The firm offers ongoing, retainer‑based planning with services covering retirement, estate, tax, college and business planning as part of a tailored financial plan.

The firm primarily constructs passive portfolios using index mutual funds and ETFs while applying fundamental and cyclical analysis when performing investment analyses as part of its planning process. Accounts are managed on a non‑discretionary basis, with the advisor seeking client approval for trades and conducting regular reviews and monitoring on a quarterly schedule.

Several operational features distinguish the firm from many peers: its advisory compensation is not a straight percentage‑of‑AUM but instead involves an upfront startup charge and an ongoing monthly/quarterly retainer tied to a client’s gross income or net worth, and a reported majority of its AUM are non‑discretionary. The sole advisor also maintains an external role as an investment adviser representative at another advisory firm (accounting for up to about 20% of their time), creating an affiliation that the firm discloses.

Client services

Financial planning Portfolio management

Expertise

General retirement planning Cash flow / budgeting College savings (529s, UTMA, etc.)

Fee options

Percentage

$0 - $5,000,000: Greater of 1.2% of Gross Income or 0.3% of Net Worth Over $5,000,000+: 0.15% of Net Worth

Subscriptions

Monthly or quarterly retainer fees paid monthly in arrears, minimum $250/month

Other

Minimum fee: Minimum monthly fee $250 or $3,000 annually Fee-only: Upfront startup fee of $500; ongoing fees based on Gross Income or Net Worth, minimum $250/month or $3,000/year

Main office location

Bespoke Financial Planning, LLC

Van Buren Twp MI, United States

Number of offices

1

Most active in

Michigan

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

Advisors at this firm

John L

CFP®

Van Buren Twp, MI

Bespoke Financial Planning, LLC

Staying on top of your personal finances can be daunting. I get it. Like everyone else, you have a family, a career, and a half dozen hobbies to which you’d love to devote more time. That’s great! Those are all important things, and you shouldn’t feel guilty about devoting time to those areas of life. But let’s be honest, it’s easy for your finances to get pushed to the background. Who really wants to spend their very limited free time writing out a budget, much less a five-year plan or a list of life goals! Do you feel that even if you had a spare moment to contemplate your financial well-being, you wouldn’t even know where to begin? Perfect! That’s where I come in. I want to help you de-mystify your finances. I want to help you get organized. It IS possible to be at peace with your finances. You don’t have to feel like you’re continuously playing catch-up. Let’s roll up our sleeves together and get started! Why? Because you DO have goals and dreams– and those dreams deserve a fighting chance! Together we’ll use a systematic and comprehensive approach to develop a plan that is completely tailored to you, to your life, and your needs. At Bespoke Planning, my standard of success is simple: to provide a bespoke planning experience that is tailored to each individual client. I’m not a mass market kind of guy. If you’re looking for a mass market experience, or you’re simply looking for an “investment guy,” I’m not it. As a financial planner, I truly love helping clients work through their most difficult financial issues so that they can achieve their goals and live their best life. My wife may think I’m crazy because I spend my free time reading through tax guides and countless blog posts on personal finance– but hey, I love what I do. I feel truly blessed to have found a career about which I am so passionate. I get to see people realize their dreams, mostly by helping them with a lot of the nerdy, nitty-gritty stuff that normal people find to be, quite frankly, super boring. Although the process can be challenging at times, I believe that the results will be richly rewarding! I want to hear you describe your vision of a meaningful life.

General retirement planning Cash flow / budgeting College savings (529s, UTMA, etc.) Dual Income Family FIRE (Financial Independence Retire Early) HENRY (High Earners, Not Rich Yet) Gen X (Born 1965-1980)
Warmer team member

Not sure where to start?

We'll help you think it through – whether you ultimately need an advisor or not.

Call (201) 292-4557

Warmer provides personalized recommendations and introductions to independent fiduciary advisors. We do not supervise advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.

Each advisor listed on our site is an independent fiduciary responsible for their own advice. Warmer may receive fees from advisors for participation or referrals; these fees are paid by advisors and do not affect the fees clients pay for advisory services.

For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Please review an advisor's Form ADV and do your own diligence before entering into an advisory relationship.

By using our service, you agree to Warmer's Terms of Service and Advisory Agreement and Privacy Policy. Logos provided by Logo.dev

© 2026 Warmer Holdings Inc. ("Warmer")