Berenz Wealth Management, LLC

Berenz Wealth Management provides personalized asset management and financial consulting primarily to individual investors and small businesses, offering both discretionary and non‑discretionary portfolio management, financial planning, and periodic financial reports with twelve‑month access to a third‑party wealth portal. The firm charges percentage‑of‑AUM fees for managed accounts and also offers negotiable hourly fees for consulting and report preparation.

The firm’s investment process uses fundamental, technical and cyclical analysis to inform asset allocation and security selection, with quarterly account reviews and adjustments driven by market cycles and client objectives. Berenz discloses the use of derivatives in managed accounts—specifically option strategies including covered and uncovered writing and spreads—and assesses option‑specific risks while charging a distinct options‑related fee in addition to the portfolio fee.

A distinctive feature is the principal’s affiliated tax preparation business: the owner is an enrolled agent who devotes roughly half his time to that activity and may offer tax services to advisory clients, a relationship the brochure discloses and manages as a potential conflict. Compared with many peers, the firm explicitly uses structured products and advanced options strategies (which can involve greater risk and, in some cases, require margin or borrowing in client accounts) and documents those risks and operational details in its disclosure materials.