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Bentham Wealth Advisors

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Client assets under management

$107,000,000

Clients

218

11% high-net worth

Advisors

2

of 2 employees

Firm type

Supported

1-3 advisors or $200M+ in AUM

More info

Clients per advisor

109

Very High

Average account size

$490,826

About

Bentham Wealth Advisors serves individuals and families, including high‑net‑worth clients, and also provides advisory services to employer‑sponsored benefit plans. The firm offers discretionary and non‑discretionary portfolio management along with ongoing and project‑based financial planning across roughly 218 client accounts managed by two advisors with $110.1 million in discretionary assets.

The investment process emphasizes goal‑and risk‑based asset allocation grounded in Modern Portfolio Theory, with implementation focused on low‑cost funds and periodic rebalancing. The firm also references technical and cyclical analysis as part of its toolkit, and it uses a third‑party platform to manage held‑away accounts with trading discretion while avoiding direct custody of client login credentials.

Noteworthy elements include the firm’s recent start in 2024 combined with rapid asset growth to $110.1 million under a two‑advisor team and the provision of employee benefit plan services in addition to individual wealth management. Bentham recommends Charles Schwab as custodian (with other custodians used for certain account types), does not accept performance‑based fees, and relies on custodial statements rather than producing its own periodic account reports.

Client services

Financial planning Portfolio management Pension consulting

Expertise

General retirement planning Cash flow / budgeting College savings (529s, UTMA, etc.) General estate planning guidance

Fee options

Fixed

Project-Based Financial Planning fees range from $500 to $15,000, negotiable, not to exceed $1,200 billed more than 6 months in advance.

Percentage

$0 - $2,500,000: 1.25% $2,500,001 - $5,000,000: 1.00% $5,000,001+: Negotiable

Subscriptions

Ongoing Financial Planning has an upfront fee ranging from $500 to $2,500 and ongoing monthly fees ranging from $250 to $500, both negotiable.

Main office location

Bentham Wealth Advisors

300 International Dr, Suite 100

Williamsville NY 14221, United States

Number of offices

1

Most active in

More info

California · Florida · New Hampshire · New York

Disclosures

More info

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

More info

Forms ADV

Form ADV Part 2: Client Brochure Form ADV Part 3: Client Relationship

Quick links

Website (716) 580-1500

Advisors at this firm

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user avatar

George H

CFP®, Series 63

Williamsville, NY

Bentham Wealth Advisors

George Harris is a CFP® professional with 32 years of industry experience. He currently serves at Bentham Wealth Advisors and previously worked at Lincoln Investment, Legend Advisory Corporation, and Legend Equities Corporation. Bentham Wealth Advisors serves individuals, families, including high-net-worth clients, and employer-sponsored benefit plans. The firm employs a goal- and risk-based asset allocation approach grounded in Modern Portfolio Theory, focusing on low-cost funds, periodic rebalancing, and incorporates technical and cyclical analysis in its investment process.

General retirement planning Cash flow / budgeting College savings (529s, UTMA, etc.) General estate planning guidance
user avatar

Steven W

CFP®, Series 66

Williamsville, NY

Bentham Wealth Advisors

Steven Witter is a CFP® professional with 19 years of industry experience. He is currently an advisor at Bentham Wealth Advisors, having previously worked at Lincoln Investment and Legend Equities Corporation. Outside of his advisory role, he owns Student Loan Steve, a student loan planning firm serving students, parents, and employers. Bentham Wealth Advisors serves individuals, families, and employer-sponsored benefit plans, managing $110.1 million in discretionary assets across 218 client accounts. The firm’s investment approach emphasizes goal- and risk-based asset allocation using Modern Portfolio Theory, low-cost funds, and periodic rebalancing, with additional use of technical and cyclical analysis.

General retirement planning Cash flow / budgeting College savings (529s, UTMA, etc.) General estate planning guidance
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