Benold Financial Planning

Benold Financial Planning provides ongoing portfolio management and financial planning to individuals, high‑net‑worth individuals, and charitable organizations. The firm prepares an Investment Policy Statement for each client and advises primarily on mutual funds, fixed income, real estate funds (including REITs), annuities, ETFs (including precious‑metal ETFs), Treasury‑inflation‑protected securities, and non‑U.S. securities.

The firm combines cyclical and fundamental analysis with a long‑term trading approach and typically manages accounts on a discretionary basis, using customized plans or model allocations tailored to each client’s goals and risk tolerance. Accounts are reviewed at least quarterly with ongoing monitoring, clients receive custodian statements monthly, and financial planning is generally delivered as a one‑time plan unless additional services are requested.

Benold operates with two advisors across three offices while managing approximately $126 million for about 53 clients, a structure that produces relatively concentrated client relationships compared with many peers. The firm does not use third‑party managers or participate in wrap programs, recommends Vanguard, Fidelity and Charles Schwab as custodians, may receive soft‑dollar research benefits, and does not aggregate (block) trades—features that can affect trade execution or create potential conflicts relative to similarly sized firms.