Belonging Wealth Management

Belonging Wealth Management works with individual and high-net-worth clients to provide investment management, retirement planning, and comprehensive financial planning, and has recently added tax preparation services to its offerings. As of December 31, 2024 the firm reported roughly $20.2 million in discretionary assets under management and delivers ongoing portfolio supervision and written or electronic financial plans.

The firm’s investment approach is primarily passive and grounded in Modern Portfolio Theory, using diversified allocations of index mutual funds and exchange-traded funds to emphasize low internal costs, limited turnover, and tax efficiency. For trade execution and custody it recommends the Altruist platform, citing commission-free trading and integrated technology and support services as part of how portfolios are implemented.

Notable aspects of the firm include the addition of in-house tax-preparation services as part of its advisory offering and a stated practice of absorbing tax-preparation costs for some ongoing planning clients under certain circumstances. The advisory team’s academic credentials (including a Ph.D. in finance and a graduate certificate in financial therapy), its owner-operated, two-advisor structure, subscription to the Institute for the Fiduciary Standard’s Real Fiduciary™ Practices, and its disclosed reliance on Altruist’s business and support services further distinguish its profile from many peers.