Bellingrath Wealth Management, L.L.C.

Bellingrath Wealth Management advises individuals, families, trusts and businesses on integrated financial planning and investment management, and also provides employee benefits and qualified retirement plan advisory services to plan sponsors. Financial planning, estate planning and retirement planning are provided as part of the investment management relationship rather than as a separately billed service.

The firm primarily manages portfolios on a discretionary basis and uses a mix of internally determined allocations and model portfolios available through LPL Financial’s custodied programs (including unified managed accounts and mutual fund asset-allocation programs). Bellingrath may employ third‑party managers, household related accounts in limited circumstances, and asks clients for limited power of attorney when discretion is granted.

Notably, Bellingrath sponsors its own wrap fee program, an uncommon arrangement among similarly supported firms, which can consolidate certain transaction costs and third‑party manager fees into a single management relationship. The firm also operates within LPL’s platform as an LPL-affiliated advisory practice—combining its wrap offering with access to LPL-sponsored programs and platform support—an operational mix that may affect custody and execution choices.