Bearing Financial Advisors, LLC

Bearing Financial Advisors provides discretionary portfolio management and financial planning to individuals, high‑net‑worth individuals, family partnerships, trusts, and small‑business retirement plans, with a stated account minimum of $100,000 (which may be waived). The firm offers both ongoing asset management and two levels of financial planning (the Skiff Plan and the Sloop Plan) and notes $89,408,649 in discretionary assets under management as of December 31, 2025.

The firm manages across asset classes using stocks, bonds, ETFs, and open‑ and closed‑end funds and employs both fundamental and technical analysis in its security selection. It also actively operates more than six “factor‑driven” equity models (including Real Estate Stock, Low Volatility, Dividend & Momentum, Mega‑Cap Growth, Sector‑Rotation, and an Aggressive Multi‑Cap model) and incorporates tax‑aware and active‑vs‑passive considerations into client portfolios.

Noteworthy features in the brochure include an affiliation and shared ownership with Capital Ideas, LLC (which serves as a subadvisor) and common ownership through Alpha Capital Dallas, LLC, a relationship the firm discloses as an alignment and potential conflict of interest. The brochure also discloses that a principal is a licensed insurance agent who may receive commissions on insurance sales and describes regular investment commentary reports and firm asset disclosures — practices (including advertising performance results) that are less common among similarly supported advisers.