Bear Peak Financial, LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$4,360,053
Total clients
12
0% high-net worth
Total advisors
1
of 1 employees
Firm size
Independent
1 advisor
Average clients per advisor
12
Average account size
$363,338
About
The firm provides investment advisory and financial planning services to individuals, high‑net‑worth clients, trusts, estates, and business entities, including retirement and college planning. It manages roughly $4.36 million in client assets for a small number of clients (12) and generally works with accounts meeting a stated minimum investment threshold.
The firm constructs diversified portfolios using target asset‑class allocations informed by academic research and behavioral economic adjustments, and typically implements portfolios with mutual funds offered by Dimensional Fund Advisors and SA Funds. Portfolio recommendations are presented on a non‑discretionary basis and implemented with the client’s approval using a third‑party account administrator that handles proposed allocations, trade implementation, reporting, and back‑office services.
Notable aspects include the firm’s predominantly non‑discretionary AUM, a structure that is less common among peers, and its reliance on a third‑party administrator (Focus) for portfolio construction and operational support, with disclosures about potential fund conflicts and available mitigations. The firm’s principal maintains a concurrent consulting practice in renewable and distributed energy technologies, a background the brochure identifies as a distinctive professional experience relative to typical advisory firms.
Client services
Financial planning
Portfolio management
Selection of other advisers
Expertise
College savings (529s, UTMA, etc.)
General retirement planning
Fee options
$0 - $250,000: 1.65% annually $250,000 - $500,000: 1.15% annually $500,000 - $1,000,000: 0.75% annually $1,000,000 - $2,000,000: 0.50% annually $2,000,000+: 0.35% annually
$200 per hour, negotiable
Account minimum: $100,000
Main office location
Bear Peak Financial, LLC
Boulder CO, United States
Number of offices
1
Most active in
Bear Peak Financial, LLC has reported serving >5 clients in these states in the last 12 months.
Colorado
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
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