Beam Wealth Advisors, Inc.

The firm serves individuals (including high-net-worth clients), pension and profit-sharing plans, trusts, estates, charities, and businesses, offering comprehensive financial planning, discretionary and non-discretionary investment management, and retirement plan consulting. Portfolios are managed across mutual funds, ETFs, closed-end trusts, individual equity and debt securities, option contracts, independent managers, and certain non-custodied products such as variable insurance and employer retirement plan assets.

Investment decisions are guided by asset allocation, diversification and Modern/Post-Modern Portfolio Theory, with advisers using licensed software, independent manager selection, and ongoing monitoring to align portfolios to client risk profiles. While the firm emphasizes long-term allocation strategies, certain advisers may employ tactical techniques including market timing, sector rotation, and concentrated position management; the firm also operates a client digital advice program (LightBEAM$), now closed to new clients, that allocates to low-cost ETFs.

Distinctive elements include affiliated tax, CPA and tax-preparation entities and the presence of CPA/enrolled-agent licensed supervised persons, enabling coordinated tax and planning services under separate engagements—an affiliation that is less common among multi-team peers. The firm also partners with a class-action claims administrator to assist client recoveries and offers operational tools for managing “held away” accounts; it manages over $1.3 billion in client assets across a multi-adviser platform.