Beal Consulting, Inc.

Beal Consulting provides personalized asset management and financial education to moderate- and high-net-worth individuals, families, and small endowments. The firm advises on a range of investments — including individual securities, mutual funds, ETFs, bonds, hedge funds, and private equity — and generally manages client accounts on a discretionary basis.

The firm employs a diversified, global framework to build portfolios, dividing allocations among U.S. and international equities, REITs/MLPs, bonds, and cash, and adding alternatives based on client risk tolerance and portfolio size. Portfolio design is described as collaborative and education-focused, with ongoing monitoring and dynamic rebalancing; clients may impose investment restrictions and the firm primarily recommends mutual funds and ETFs for implementation.

Noteworthy operational features include a family-office style of governance in which the principal owner and related persons invest alongside clients, an alignment that is less common among peers. Beal Consulting is small (two advisors with a limited client base and roughly $45 million in discretionary AUM), does not aggregate client trades, and reports no material third-party relationships or compensation, which together shape its operational and conflict-of-interest profile compared with similarly sized supported firms.