Beacon Rock Wealth Advisors

Beacon Rock Wealth Advisors (BR Capital, Inc.) provides financial planning, retirement planning, and discretionary portfolio management for individuals and families as well as for pension and profit‑sharing plans, trusts, charitable organizations, and corporations. The firm also provides investment consulting, business financial consulting (including qualified plan design and other pension-related work), referrals to third‑party wrap programs, and manages variable annuity allocations.

The firm’s investment process combines fundamental valuation analysis with technical tools (primarily moving averages) to select and monitor positions, and it generally implements a buy‑and‑hold approach for long‑only accounts. It also offers a distinct long‑short strategy available only to qualified clients that uses options, short sales and margin, may include leveraged ETFs, private placements and cryptocurrencies, and is compensated in part through performance‑based fees with high‑water‑mark accounting assessed after fees.

Beacon Rock’s profile differs from many peers in several ways: the adviser is licensed as an insurance agency and sells life, health, annuity and long‑term care products (insurance work occupies a portion of firm time), and the firm directly manages annuity subaccounts at Jackson National Life without receiving sales commissions. It also routinely serves corporate and institutional‑type clients and provides pension and business consulting in addition to its individual wealth‑management practice; the firm manages roughly $8.8 million for about 45 client relationships.