Beacon Financial Management LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$3,677,612
Clients
7
29% high-net worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
7
Very LowAverage account size
$525,373
About
Beacon Financial Management LLC is a fee‑only, registered investment adviser that provides comprehensive financial planning, limited‑scope hourly planning, and discretionary investment management to individuals, trusts, estates, small businesses, and retirement plans. The firm manages approximately $3.7 million in discretionary assets and operates as a solo practitioner serving a very small roster of clients.
The firm’s investment process emphasizes fundamental analysis, long‑term asset allocation, diversification, and periodic rebalancing, with portfolios typically implemented using mutual funds, ETFs, stocks and bonds on a discretionary basis. Financial planning engagements are tailored to individual goals and may include cash‑flow modeling, tax and estate planning reviews, and plan updates when clients’ circumstances change.
The firm’s principal holds CFP certification and is a long‑standing member of a fee‑only advisors’ association that subscribes to a fiduciary oath and enhanced continuing‑education requirements. The adviser uses a dedicated custodian for trade execution and reporting, does not participate in wrap fee programs or accept referral compensation, leaves proxy voting to clients, and focuses on a small, higher‑balance client roster rather than a broad retail base.
Client services
Financial planning
Portfolio management
Expertise
General retirement planning
Cash flow / budgeting
General tax planning
College savings (529s, UTMA, etc.)
Fee options
$3,000 for Comprehensive Financial Plan
$0 - $1,000,000: 1% of invested assets $1,000,001 - $2,000,000: 0.75% of invested assets $2,000,001+: 0.5% of invested assets
$200 per hour for limited scope engagements
Account minimum: $500,000 Minimum fee: $1,250 per quarter or $5,000 per year (waivable at firm's discretion) Fee-only: Firm is strictly fee-only; no commissions or referral fees received.
Main office location
Beacon Financial Management LLC
Carlsbad CA, United States
Number of offices
1
Most active in
Beacon Financial Management LLC has reported serving >5 clients in these states in the last 12 months.
California
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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