Be Your Best Financial
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$3,608,740
Clients
12
25% high-net worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
12
LowAverage account size
$300,728
About
Be Your Best Financial is a fee-only independent advisory firm that provides financial planning and investment management to individuals, including high-net-worth clients. The firm offers comprehensive written financial plans and limited-scope engagements, and assists clients with portfolio construction and ongoing advice using custodian platforms such as Betterment Advisor Solutions and Charles Schwab model offerings.
The firm’s investment approach blends passive and active strategies grounded in Modern Portfolio Theory, with mutual fund and ETF analysis, asset allocation, and the ability to incorporate socially responsible investing when requested. It may recommend or work with third-party Outside Managers and model portfolios, but typically implements investment decisions on a non‑discretionary basis, obtaining client approval before executing trades.
A distinctive aspect of the practice is its primarily non‑discretionary asset base — as of December 31, 2025 the firm reported $0 in discretionary and $3,644,740 in non‑discretionary assets — an orientation that is uncommon among independent peers. Other notable operational features for a single‑advisor firm include a policy not to aggregate or block trades, reliance on custodial statements for performance reporting rather than providing separate written performance reports, and the offering of educational seminars as part of its client outreach.
Client services
Financial planning
Portfolio management
Expertise
General retirement planning
Early retirement planning
Social Security optimization
Cash flow / budgeting
Fee options
Comprehensive financial plans: $3,800 to $12,000 fixed fee
$320 per hour billed in 10-minute increments
Fee-only: Financial planning: $3,800 to $12,000 fixed fee depending on complexity; Hourly consulting: $320 per hour billed in 10-minute increments; Investment management: 1.00% annually for custom portfolios, 0.50% annually for Betterment or Schwab model portfolios (both negotiable)
Main office location
Be Your Best Financial
Littleton CO, United States
Number of offices
1
Most active in
Be Your Best Financial has reported serving >5 clients in these states in the last 12 months.
Colorado
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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