BDL Wealth Management PLLC

BDL Wealth Management PLLC provides discretionary portfolio management to individual and high‑net‑worth clients, creating written Investment Policy Statements that reflect each client’s goals, time horizon, and risk tolerance. The firm generally constructs portfolios from ETFs and mutual funds — including ETFs focused on gold and precious metals — and favors passive, index‑based allocations intended for long‑term holding.

BDL applies fundamental analysis and modern portfolio theory while seeking to minimize turnover and trading costs, and it conducts at least quarterly reviews of client accounts to monitor alignment with client objectives. The firm requires client accounts to be custodied at Schwab Institutional for execution and custody, and it issues quarterly custodian statements alongside its own reports.

A notable characteristic is that the firm’s principals operate affiliated accounting firms and offer tax planning and accounting services to clients, an arrangement the brochure discloses as a potential conflict of interest; the advisers state they devote about 25% of non‑trading time to those accounting activities. Founded in 2024 and managing a small client base with a compact advisory team, the firm combines that accounting affiliation with a hands‑on advisory model that differs from many larger peers.