Baynes Financial LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$635,561
This total excludes 1 entity clients. Entities are clients such as corporations, partnerships, or trusts.
Clients
9
0% high-net worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
9
Very LowAverage account size
$70,618
About
Baynes Financial LLC provides investment advisory, financial planning, coaching, and insurance‑related services to individuals (including high‑net‑worth clients), trusts, corporations and retirement plans. The firm also serves pension and profit‑sharing plans and reports $0 in discretionary assets and $3,269,054 in non‑discretionary assets under management.
Advisory work is delivered on a non‑discretionary basis with customized Investment Policy Statements and a blend of fundamental and technical analysis (including charting and cyclical studies); the firm may also recommend third‑party managers and participates in the Orion Portfolio Solutions program. It offers ongoing financial planning, subscription‑style financial coaching, and provides client education through articles, e‑mail newsletters, and seminars or workshops.
Distinctive features include an affiliated insurance business: the firm’s principal spends roughly half of his time as an insurance agent and discloses that more than 50% of his compensation is from external insurance sales, a potential conflict the brochure addresses through disclosure and procedures. The combination of ERISA 3(21) retirement plan consulting, public educational offerings and publications, and a primarily non‑discretionary, small‑client AUM profile sets the firm apart from many independent advisers.
Client services
Financial planning
Portfolio management
Pension consulting
Selection of other advisers
Newsletters or periodicals
Educational seminars or workshops
Expertise
Business exit / sale strategy
Retirement plans for business owners (SEP, solo 401k)
Tax strategies for small businesses
Wealth management
Occupation focus
Founder/Business Owner
Retired
Self-Employed
Demographic focus
Newlywed/Engaged
Young Families
Fee options
Fixed fees for financial planning and consulting services typically range from $500 to $50,000; seminar fees range from $50 to $250 per person; flat fees per seminar may be negotiated.
$1 - $1,000,000: 1.00% annually $1,000,001 - $3,000,000: 0.90% annually $3,000,001 - $5,000,000: 0.85% annually $5,000,001 - $10,000,000: 0.75% annually $10,000,001 - $15,000,000: 0.50% annually $15,000,001+: 0.30% annually
Investment Advisor Representatives receive commissions from sales of insurance products as licensed insurance agents.
Hourly rates typically range from $100 to $500 per hour for financial planning and consulting services.
Fee-only: Hourly fees ranging from $100 to $500 per hour; Fixed fees from $500 to $50,000; Monthly subscription fees from $100 to $500 monthly; Fees may also be based on a percentage of assets for financial planning services.
Main office location
Baynes Financial LLC
9431 Haven Ave, Suite 213
Rancho Cucamonga CA 91730, United States
Number of offices
1
Most active in
Baynes Financial LLC has reported serving >5 clients in these states in the last 12 months.
California
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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