Bavarian Wealth Management, Inc.

Bavarian Wealth Management, Inc. provides personalized investment advisory services to individuals as well as pension and profit‑sharing plans, trusts, estates, charitable organizations, corporations, and other business entities, and the firm reports managing roughly $20.88 million in discretionary assets on its Form ADV. Services include discretionary and non‑discretionary portfolio management, financial planning and consulting, and advice on mutual funds and other securities.

The firm tailors portfolios to each client’s financial situation, risk tolerance, investment horizon, liquidity needs and tax considerations, and monitors accounts continuously with at least annual formal reviews. Investment selection combines fundamental and technical analysis and may employ both long‑ and short‑term strategies, including the use of short sales, subject to client suitability and any contractual restrictions.

Distinctive aspects noted in the brochure include an affiliation with a tax preparation business (Bavarian Professional Tax Service) and that associated persons are licensed insurance agents, arrangements that allow the firm to offer tax‑related and insurance products while creating disclosed potential conflicts of interest. As a solo, state‑registered adviser the firm also uses an unbundled pricing model, relies on third‑party custodians for client assets, and maintains a client mix that includes corporate and business entities—features less common among independent single‑advisor firms.