Bargeld Financial
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$250,844
Total clients
8
13% high-net worth
Total advisors
1
of 1 employees
Firm size
Independent
1 advisor
Average clients per advisor
8
Average account size
$31,356
About
Bargeld Financial is a fee-only independent investment adviser that provides portfolio management, financial planning, project evaluation and tax-related services to individuals, families, small businesses, non-profits and retirement plans. The firm offers both comprehensive asset-management programs and à la carte services, and provides balanced small-enterprise services (BaSES) to help small organizations develop and implement investment policies.
The firm’s investment process is grounded in bottom-up fundamental research and Modern Portfolio Theory, combining active and passive instruments across equity and fixed‑income strategies while incorporating ESG criteria when requested. Bargeld Financial typically structures client relationships on a non‑discretionary basis with written Investment Policy Statements and uses an age-based asset allocation guideline (equities ≈ 100 − age) as a starting point for portfolio construction.
Noteworthy differences from many peers include the firm’s public advertising of performance results and its formal affiliations with a tax advisory/notarial entity and an independent insurance agency, which allow it to integrate tax preparation, tax planning and insurance needs into client engagements. The adviser is newly established, serves a small, concentrated client base, and the firm’s principal also engages in local public service and occasional government contract work related to immigration matters.
Client services
Financial planning
Portfolio management
Selection of other advisers
Project evaluation and stress testing
Expertise
ESG / Sustainable investing
Active portfolio management
Business Financial Management
Occupation focus
Founder/Business Owner
Fee options
Financial planning with annual retainer: $1,000 per year; project evaluation fees range $500 to $9,500
$0 - $250,000: 1.85% $250,001 - $1,000,000: 1.75% $1,000,001 - $5,000,000: 1.65% $5,000,001 - $10,000,000: 1.55% $10,000,001 - $25,000,000: 0.75% $25,000,001+: 0.355%
$250 per hour for financial planning, tax preparation, and other consulting services
Account minimum: $1,000 Minimum fee: Minimum fees vary by service, e.g., $1,000 minimum fee for certain services, $875 minimum for financial planning, $750 minimum for tax review, $500 minimum for business tax prep Fee-only: Yes, firm is fee-only, does not accept commissions; hourly fees for financial planning and tax services at $250/hour
Main office location
Bargeld Financial
105 West Third Street
Media PA 19063, United States
Number of offices
1
Most active in
Bargeld Financial has reported serving >5 clients in these states in the last 12 months.
Pennsylvania
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Is not active or affiliated with:
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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