Baltimore-Washington Financial Advisors

Max Pflugrad is a Series 65-licensed financial advisor with Baltimore-Washington Financial Advisors, where he has worked since 2021. He has three years of industry experience and previously worked at Towson University and Calvert Hall High School. Baltimore-Washington Financial Advisors is a fee-only wealth management firm serving individuals, families, trusts, estates, foundations, and nonprofit organizations. The firm employs a model portfolio investment approach overseen by an investment committee and integrates financial planning with tax advisory and business-related services to a large client base through standardized, scalable processes.

Matthew Smiler is a ChFC® credentialed financial advisor with six years of industry experience. He has worked at Baltimore-Washington Financial Advisors since 2019 and previously at Katzabosch from 2012 to 2019. He is based in Columbia, MD. Baltimore-Washington Financial Advisors is a fee-only wealth management firm serving individuals, families, trusts, estates, foundations, and nonprofit organizations. The firm focuses on model portfolio strategies overseen by a weekly investment committee, emphasizing diversified allocations and long-term capital growth, while integrating tax considerations into financial planning and portfolio management.

Joseph Caputo is a CFP® professional with 17 years of industry experience. He has been with Baltimore-Washington Financial Advisors since 2012. The firm is a fee-only wealth management practice serving individuals, families, trusts, estates, foundations, and nonprofit organizations. Baltimore-Washington Financial Advisors employs model portfolio strategies managed by a weekly investment committee, emphasizing diversified allocations and long-term capital growth, while integrating tax considerations into its financial planning and portfolio management.

Tyler Cunningham is a CFP® professional with nine years of industry experience currently serving at Baltimore-Washington Financial Advisors. Prior to joining Baltimore-Washington Financial Advisors in 2021, he worked at T. Rowe Price from 2016 to 2021. Baltimore-Washington Financial Advisors is a fee-only wealth management firm serving individuals, families, trusts, estates, foundations, and nonprofit organizations. The firm emphasizes diversified model portfolio strategies managed by a weekly investment committee and integrates detailed financial planning with tax considerations to support long-term capital growth.

Joseph Manfredi is a financial advisor with Baltimore-Washington Financial Advisors, holding Series 63, 65, and 66 licenses and bringing 19 years of industry experience. He has worked at Baltimore-Washington Financial Advisors since 2015. Baltimore-Washington Financial Advisors is a fee-only wealth management firm serving individuals, families, trusts, estates, foundations, and nonprofit organizations. The firm employs a model portfolio strategy overseen by an investment committee and integrates financial planning with tax considerations, managing a high client load through standardized, scalable processes.

Robert Carpenter is a financial advisor at Baltimore-Washington Financial Advisors with 35 years of industry experience. He has been with the firm since 2012. Carpenter holds Series 63 and Series 65 licenses. Baltimore-Washington Financial Advisors is a fee-only wealth management firm serving individuals, families, trusts, estates, foundations, and nonprofit organizations. The firm emphasizes diversified, model portfolio strategies overseen by a weekly investment committee and integrates financial planning with tax considerations. It manages a large client base with standardized processes and offers specialized services such as business transaction support and a Living Legacy aging plan.

Tyler Kluge is a CFP® and Series 65-licensed financial advisor at Baltimore-Washington Financial Advisors with eight years of industry experience. He has been with Baltimore-Washington Financial Advisors since 2016, including prior experience at Structura, Inc. The firm is a fee-only wealth management firm serving individuals, families, trusts, estates, foundations, and nonprofit organizations. Baltimore-Washington Financial Advisors employs a model portfolio strategy overseen by a weekly investment committee, focusing on diversified allocations and long-term capital growth, while integrating tax considerations into financial planning and portfolio management.

Thad Ismart is a Certified Financial Planner® with 18 years of industry experience, currently serving as an advisor at Baltimore-Washington Financial Advisors since 2013. He holds Series 63 and Series 66 licenses. Baltimore-Washington Financial Advisors is a fee-only wealth management firm serving individuals, families, trusts, estates, foundations, and nonprofit organizations. The firm employs a model portfolio investment approach overseen by a weekly committee and integrates financial planning with tax and investment services to support a diverse client base through scalable, standardized processes.

Lawrence Post is a CFP® with 12 years of industry experience, currently serving as a financial advisor at Baltimore-Washington Financial Advisors since 2019. Prior to this, he worked at PNC Bank, NA for 14 years. Baltimore-Washington Financial Advisors is a fee-only wealth management firm that serves individuals, families, trusts, estates, foundations, and nonprofit organizations. The firm emphasizes diversified, model portfolio strategies overseen by an investment committee and integrates financial planning with tax advisory and business-related services.

Terrence Jones is a financial advisor at Baltimore-Washington Financial Advisors with 10 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at T. Rowe Price for several years. Baltimore-Washington Financial Advisors is a fee-only wealth management firm serving individuals, families, trusts, estates, foundations, and nonprofit organizations. The firm employs a model portfolio investment process overseen by a weekly committee and integrates tax considerations into financial planning and portfolio management.

John Kelly is a CFP® professional with 16 years of industry experience. He has been with Baltimore-Washington Financial Advisors since 2009. Baltimore-Washington Financial Advisors is a fee-only wealth management firm serving individuals, families, trusts, estates, foundations, and nonprofit organizations. The firm emphasizes diversified, model portfolio strategies overseen by a weekly investment committee and integrates tax considerations closely with investment management, while managing a high client load through scalable, standardized processes.

Samantha Nash is a financial advisor with Baltimore-Washington Financial Advisors, holding a Series 66 designation and three years of industry experience. Her prior roles include positions at Prostatis Financial Group, SFG Wealth Management, and LPL Financial. Outside of finance, she has experience working in the hospitality industry at Old Stein Inn and Buddy's Crab & Ribs. Baltimore-Washington Financial Advisors is a fee-only wealth management firm serving individuals, families, trusts, estates, foundations, and nonprofit organizations. The firm employs a model portfolio strategy overseen by a weekly investment committee, emphasizing diversified allocations and long-term capital growth, while integrating tax considerations into portfolio management and offering specialized services such as business transaction support and a Living Legacy aging plan.

Townsend Hornor Jr. is a financial advisor at Baltimore-Washington Financial Advisors with 13 years of industry experience. He holds the Series 63 and Series 66 designations and has been with the firm since 2015. Baltimore-Washington Financial Advisors is a fee-only wealth management firm serving individuals, families, trusts, estates, foundations, and nonprofit organizations. The firm employs model portfolio strategies overseen by a weekly investment committee and integrates tax considerations into both portfolio management and financial planning, supporting a high client load through standardized, scalable processes.