Ballardsville Investment Advisors

Ballardsville Investment Advisors is a registered independent investment adviser that offers financial planning and discretionary portfolio management to individuals, trusts, estates, pension and charitable accounts, with a stated focus on high‑net‑worth clients; the brochure reports approximately $21.4 million in discretionary assets and roughly 85 client relationships as of December 2021. The firm also provides written financial plans and may recommend or engage third‑party advisers through co‑adviser or solicitor arrangements.

The firm tailors asset allocation to each client’s goals and risk tolerance and applies a mix of fundamental, charting, and technical analysis in security selection. Its documented strategies include blue‑chip dividend, fixed income, balanced and limited alternatives approaches, and an options program that uses covered calls and, with client permission, occasional naked put positions.

Notably, Ballardsville sponsors a wrap‑fee program — an uncommon feature for firms of its size — and explicitly discloses the use of option‑based derivatives in separately managed accounts, which is also atypical among peers. The adviser is run by a sole owner with decades of prior institutional investment experience and discloses offering educational seminars or workshops and potential conflicts when recommending third‑party managers.