Baldwin Wealth Management, LLC

The firm provides investment management and financial consulting to individuals, trusts and estates, endowments and foundations, businesses, and participant-directed retirement plans, and offers fiduciary investment advice to pension or profit-sharing plans. Services include discretionary and non-discretionary portfolio management using mutual funds, ETFs, high-quality fixed income, and separately managed accounts, together with financial planning support on taxes, retirement, estate matters, and business-sale structures.

The firm’s investment approach is long-term and anchored in Modern Portfolio Theory, favoring diversified asset-class allocations with rules-based tilts toward attributes such as value, momentum, and profitability. Implementation typically uses model portfolios, low-cost mutual funds and ETFs (and third‑party managers in certain sub‑strategies), with a buy-hold-and-rebalance orientation while applying tax‑loss harvesting and cost‑basis management where appropriate.

Several features distinguish the firm from many independent peers: it explicitly lists charitable organizations and endowments among client types and provides pension consulting and employee retirement‑plan services, areas that are less common for firms of this category. The brochure also discloses referral/solicitor arrangements and that the firm receives platform products and services from Schwab Advisor Services and has a succession agreement with a larger advisor platform—facts the firm notes could be relevant to custody and referral considerations.