Balboa Wealth Partners, Inc.

Joseph Ganino is a financial advisor at Balboa Wealth Partners, Inc. He holds a Series 66 designation and has one year of industry experience. Prior to joining Balboa Wealth Partners, he worked at Willow Cove Investment Group, Inc., Parcel Pending, and Zovio. Balboa Wealth Partners provides advisory services to individuals, trusts, estates, businesses, charitable organizations, and retirement plans. The firm offers comprehensive portfolio and asset management, financial planning, and retirement-plan consulting, managing approximately $1.035 billion in client assets with a focus on diversified, long-term portfolios using low-cost mutual funds and ETFs.

Jeffrey Gilbert is a financial advisor at Balboa Wealth Partners, Inc. in Scottsdale, AZ, holding Series 63 and Series 65 licenses with 33 years of industry experience. He has worked at several firms including Chalice Capital Partners, LLC and Niagara International Capital Limited before joining Balboa Wealth Partners in 2015, where he is also founder, owner, CEO, and CCO. Balboa Wealth Partners provides advisory services to individuals, trusts, estates, businesses, charitable organizations, and retirement plans, managing approximately $1.035 billion in client assets. The firm focuses on diversified, long-term portfolios using low-cost mutual funds and ETFs, while also incorporating individual securities and alternative holdings as appropriate.

Duane Shumaker is a CFP® with 29 years of industry experience, currently serving at Balboa Wealth Partners, Inc. He has held roles at Sunrise Tax & Planning LLC, Sage Financial Services LLC, and First Financial Equity Corporation. In addition to his advisory work, Shumaker is managing partner of Shumaker Wengren LLC, a tax preparation and bookkeeping firm. Balboa Wealth Partners provides advisory services to individuals, trusts, estates, businesses, charitable organizations, and retirement plans, managing approximately $1.035 billion in client assets. The firm builds diversified, long-term portfolios using low-cost mutual funds and ETFs, and employs tactical trading and third-party managers to meet client needs.

Cheryl Gruetzmacher is a financial advisor at Balboa Wealth Partners, Inc. in Encinitas, CA, holding a Series 66 designation with 19 years of industry experience. She has been with Balboa Wealth Partners since 2016 and previously worked at Wells Fargo Advisors, LLC from 2013 to 2016. Balboa Wealth Partners provides advisory services to individuals, trusts, estates, businesses, charitable organizations, and retirement plans. The firm manages approximately $1.035 billion in client assets, focusing on diversified, long-term portfolios using low-cost mutual funds and ETFs, and employs tactical trading and third-party managers as part of its investment approach.

Rodolfo Rodriguez is a financial advisor with Balboa Wealth Partners, Inc. and holds a Series 66 designation. He has 17 years of industry experience and has worked at several firms, including Willow Cove Investment Group, Inc. and Calidi Biotherapeutics Inc. Outside of advising, he has experience as a freelance writer and tennis professional. Balboa Wealth Partners offers advisory services to individuals, trusts, estates, businesses, charitable organizations, and retirement plans, managing over $1 billion in client assets. The firm emphasizes diversified, long-term portfolios using low-cost mutual funds and ETFs, and employs tactical trading and third-party managers to meet client needs.

Richard Rock is a financial advisor at Balboa Wealth Partners, Inc. with 29 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including Morgan Stanley Private Bank, Citigroup Global Markets, and Willow Cove Investment Group. Outside of his advisory work, he is involved in managing a family-owned retail food and beverage business. Balboa Wealth Partners provides advisory services to individuals, trusts, estates, businesses, charitable organizations, and retirement plans, focusing on comprehensive portfolio and asset management, financial planning, and retirement-plan consulting. The firm manages diversified, long-term portfolios using low-cost mutual funds and ETFs, alongside other investment vehicles, and employs third-party managers and platforms to oversee delegated mandates and participant accounts.

Lesa Skarlot is a financial advisor at Balboa Wealth Partners, Inc. with 35 years of industry experience. She holds Series 63 and Series 65 licenses and has previously worked at First Financial Equity Corporation, Foundations Investment Advisors, and Dynamic Capital Investments. Balboa Wealth Partners provides advisory services to individuals, trusts, estates, businesses, charitable organizations, and retirement plans, managing approximately $1.035 billion in client assets. The firm focuses on diversified, long-term portfolios using low-cost mutual funds and ETFs, incorporating individual securities and alternative holdings as appropriate, and often employs third-party managers and institutional platforms for portfolio management.

Enedina Morales is a financial advisor with Balboa Wealth Partners, Inc. in Scottsdale, AZ, holding a Series 66 designation and four years of industry experience. She has worked at Balboa Wealth Partners since 2022 and previously at First Financial Equity Corporation. Outside of advisory work, Enedina has a 30% ownership interest in a tax preparation and planning business, Sunrise Tax and Planning, where she prepares and files tax returns. Balboa Wealth Partners provides advisory services to individuals, trusts, estates, businesses, charitable organizations, and retirement plans, managing approximately $1.035 billion in client assets. The firm constructs diversified, long-term portfolios primarily using low-cost mutual funds and ETFs, and employs tactical trading and third-party managers as part of its investment approach.

Kozen Tsukamoto is a financial advisor at Balboa Wealth Partners, Inc. with 16 years of industry experience. He has held roles at American Asset Advisory LLC and Accelerated Capital Group, Inc. prior to joining Balboa Wealth Partners in 2016. Tsukamoto holds Series 63 and Series 66 licenses. Balboa Wealth Partners provides advisory services to individuals, trusts, estates, businesses, charitable organizations, and retirement plans. The firm manages diversified, long-term portfolios using low-cost mutual funds and ETFs, and incorporates individual securities and alternative holdings when appropriate, overseeing approximately $1.035 billion in client assets.

Thomas Breslin is a financial advisor at Balboa Wealth Partners, Inc. with 26 years of industry experience. He has held positions at Balboa Wealth Partners since 2016 and previously worked at Linsco/Private Ledger for 11 years. He holds the Series 66 designation. Balboa Wealth Partners provides advisory services to individuals, trusts, estates, businesses, charitable organizations, and retirement plans, managing approximately $1.035 billion in client assets. The firm builds diversified, long-term portfolios using low-cost mutual funds and ETFs, occasionally incorporating individual securities and alternative holdings, and employs tactical trading and third-party managers to support its investment strategies.

Richard Riva is a financial advisor with Balboa Wealth Partners, Inc. in Newport Beach, CA, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. His prior roles include positions at Willow Cove Investment Group, Inc., LPL Financial, LLC, and Financial Advocates Investment Management. Outside of his advisory work, he serves as an Executive Officer in the California Military Reserve and volunteers as a Deputy Sheriff with the Orange County Sheriff's Department. Balboa Wealth Partners provides advisory services to individuals, trusts, estates, businesses, charitable organizations, and retirement plans, managing over $1 billion in client assets. The firm builds diversified, long-term portfolios using low-cost mutual funds and ETFs, and employs tactical trading and third-party managers to implement investment strategies.

John Day is a CFP® and ChFC® with eight years of industry experience, currently serving as a financial advisor at Balboa Wealth Partners, Inc. Prior to joining Balboa Wealth Partners in 2025, he worked at Edward Jones for eight years and was involved in dance coaching and judging through his sole proprietorship. He is also a licensed insurance agent, dedicating a portion of his time to insurance sales and implementation. Balboa Wealth Partners provides advisory services to individuals, trusts, estates, businesses, charitable organizations, and retirement plans, managing approximately $1.035 billion in client assets. The firm focuses on building diversified, long-term portfolios using low-cost mutual funds and ETFs, with tactical trading and third-party manager strategies as appropriate.

Michael Frager is a financial advisor with Balboa Wealth Partners, Inc. in La Jolla, CA, holding the ChFC® designation along with Series 63 and Series 65 licenses. He has 40 years of industry experience, having previously worked at Willow Cove Investment Group, Centaurus Financial, Inc., and FSA Integrated, LLC. Outside of his advisory role, he is involved in estate planning and tax preparation, and serves as a tax consultant for a real estate agent. Balboa Wealth Partners provides advisory services to individuals, trusts, estates, businesses, charitable organizations, and retirement plans, offering comprehensive portfolio and asset management, financial planning, and retirement-plan consulting. The firm manages approximately $1.035 billion in client assets and typically builds diversified, long-term focused portfolios using low-cost mutual funds and ETFs, while also employing tactical trading and third-party managers when appropriate.

Joshua Bliss is a financial advisor at Balboa Wealth Partners, Inc. with 20 years of industry experience. He holds a Series 66 designation and has previously worked at LPL Financial LLC, FBL Wealth Management, Morgan Stanley, and Wells Fargo Clearing Services. He is also a licensed insurance agent, dedicating a portion of his time to insurance sales and implementation of related recommendations. Balboa Wealth Partners serves individuals, trusts, estates, businesses, charitable organizations, and retirement plans with portfolio and asset management, financial planning, and retirement-plan consulting. The firm manages diversified, long-term focused portfolios using low-cost mutual funds and ETFs, and employs third-party managers and platforms to oversee delegated mandates and participant accounts.

Gregory Hermes is a financial advisor at Balboa Wealth Partners, Inc. with 30 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at First Financial Equity Corporation for 12 years. He conducts his investment business under the DBA Hermes Wealth Management. Balboa Wealth Partners serves individuals, trusts, estates, businesses, charitable organizations, and retirement plans, managing approximately $1.035 billion in client assets. The firm emphasizes diversified, long-term portfolios using low-cost mutual funds and ETFs, incorporating other securities as appropriate, and utilizes third-party managers and platforms for delegated mandates and participant accounts.