Balanced Wealth Strategies LLC

Balanced Wealth Strategies provides portfolio management services through wrap-fee programs arranged with broker-dealer wealth managers, offering tailored allocation reviews following an initial client interview. The firm does not directly manage client securities, accept custody, or exercise investment discretion; trade execution and discretionary authority remain with the selected wealth manager and broker-dealer.

The firm emphasizes a passive, preservation-oriented approach that favors diversified vehicles such as ETFs and mutual funds, uses stress testing to illustrate downside scenarios, and focuses on aligning client allocations with relevant benchmarks. Balanced Wealth Strategies’ role is advisory and supervisory—helping determine appropriate equity/fixed-income allocations and reviewing performance with the selected wealth manager on a periodic basis—while specific security selection is left to the chosen wealth manager.

Noteworthy features include an affiliation with an accounting practice: the principal is a licensed CPA and sole owner of an affiliated accounting firm, which the brochure describes as a source of potential tax-efficiency benefits and to which the principal devotes most of his time. The firm also maintains solicitor agreements with UBS and Wells Fargo Advisors (receiving 25–40% of the wealth managers’ wrap fees) and does not bill clients directly on a percentage-of-assets basis, instead relying on fee-sharing with selected wealth managers; it does not accept performance-based fees.