Balanced Wealth Management

Balanced Wealth Management serves primarily individual clients — with many described as high-net-worth — and also works with businesses, charities and small pension plans. Rather than providing direct portfolio management, the firm focuses on selecting and monitoring third‑party money managers and provides no‑cost, multi‑session retirement education seminars to clients.

The firm’s investment approach centers on matching each client to outside money managers based on financial goals, risk tolerance, manager track records, volatility and drawdown protection, and it reviews manager statements typically on a quarterly basis. Balanced Wealth Management does not manage client assets itself or charge clients a direct percentage‑of‑assets fee; instead it receives a portion of the fees charged by recommended money managers and provides clients with the managers’ ADV disclosures.

What is distinctive about the firm is the principal’s broader financial services role: he is a licensed insurance agent (devoting about half his workweek to that business) and a mortgage broker (about 10% of his workweek), and the firm discloses affiliations with and recommendations of other advisers and money managers (including Matson Money and the recently added Simplicity Wealth). The firm also does not take custody or vote client securities and emphasizes documented disclosure of referral‑fee arrangements and related conflicts of interest.