Balanced Life Planning
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$9,917,064
Total clients
3
67% high-net worth
Total advisors
1
of 1 employees
Firm size
Independent
1 advisor
Average clients per advisor
3
Average account size
$3,305,688
About
The firm provides fee-only financial planning and discretionary investment management to individuals, including high‑net‑worth clients, through both ongoing and project‑based engagements. It also facilitates referrals to unaffiliated third‑party professionals and may recommend outside managers to implement client strategies.
Its investment approach combines Modern Portfolio Theory with cyclical (technical) analysis and a mix of passive and active vehicles to construct asset‑allocation targets tailored to each client’s risk tolerance and goals. The adviser typically manages accounts on a discretionary basis, conducts quarterly reviews, and uses an independent custodian platform for trade execution and reporting.
Balanced Life Planning is notable for its very small client roster—two clients with roughly $8.86 million in assets under management—indicating a concentration on higher‑net‑worth relationships rather than broad retail households, despite stating no account minimum. The firm also trades client accounts individually rather than aggregating block trades and relies on custodian statements for performance and holdings reports, practices that differ from many peers.
Client services
Financial planning
Portfolio management
Selection of other advisers
Expertise
Business ownership considerations
Cash flow / budgeting
College savings (529s, UTMA, etc.)
Retirement income strategy
Fee options
Fixed fees for Ongoing Financial Planning ranging from $150 to $500 monthly, negotiable
$0 - $1,000,000: 1.00% $1,000,001 - $2,000,000: 0.90% $2,000,001 - $5,000,000: 0.80% $5,000,001 - $10,000,000: 0.60% $10,000,001+: 0.40%
$250 per hour for Project-Based Financial Planning, negotiable
Fee-only: Ongoing Financial Planning: Fixed fees ranging from $150 to $500 per month, negotiable; Project-Based Financial Planning: Hourly fee of $250, negotiable
Main office location
Balanced Life Planning
Villa Hills KY, United States
Number of offices
1
Most active in
Balanced Life Planning has reported serving >5 clients in these states in the last 12 months.
Kentucky
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
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