B
Balance Financial Services, Inc.
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$10,745,630
This total excludes 1 entity clients. Entities are clients such as corporations, partnerships, or trusts.
Total clients
1
0% high-net worth
Total advisors
1
of 1 employees
Firm size
Independent
1 advisor
Average clients per advisor
1
Average account size
$10,745,630
About
The firm provides personalized, fee-only investment management and related financial planning to individuals and to profit-sharing plans, and manages approximately $10.7 million in client assets. It focuses on investing primarily in no-load mutual funds and does not accept commissions or act as a custodian for client assets.
Portfolios are managed on a non‑discretionary basis, with trades executed only after client approval under a limited power of attorney, and clients receive quarterly consolidated reports with recommendations. The firm employs a strategic core-and-satellite asset allocation — passive index funds as the core with selected active mutual funds as satellites — and uses disciplined rebalancing and periodic reviews to maintain target exposures.
The firm’s engagement with profit-sharing plans and its largely non‑discretionary asset management are both less common among independent advisors and align with its retirement-focused expertise. The principal’s leadership role at a retirement education foundation and professional certifications in financial planning and retirement counseling (CFP and CRC) underscore a practice orientation toward retirement-plan education and related consulting.
Client services
Portfolio management
Expertise
Passive / index investing
Active portfolio management
Fee options
$0 - $1,000,000: 0.65% $1,000,000+: 0.50%
Account minimum: $250,000 Minimum fee: Minimum annual fee of $1,625; if account falls below $250,000, minimum annual fee of $1,200 is charged Fee-only: Fee-only investment management; no commissions or third party compensation accepted
Main office location
Balance Financial Services, Inc.
Barrington IL, United States
Number of offices
1
Most active in
Balance Financial Services, Inc. has reported serving >5 clients in these states in the last 12 months.
Illinois
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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