Balance Cash Management Inc.
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$11,595,115
This total excludes 52 entity clients. Entities are clients such as corporations, partnerships, or trusts.
Clients
0
Advisors
1
of 10 employees
Firm type
Investment Manager
May not manage individual clients
Clients per advisor
0
Average account size
—
About
Balance Cash Management Inc. serves corporate and small business clients through an internet-only, software-driven treasury management platform that recommends investments of idle cash into low-risk money-market funds. The firm offers a fully discretionary cash-management service delivered via a digital onboarding process and does not provide individualized, manual investment advice outside its automated platform.
Its investment approach is algorithmic and focused on capital preservation and yield, using client responses to a digital questionnaire to set risk parameters while ultimately allocating only to highly liquid money-market instruments. The platform continuously monitors market conditions and executes trades via API connections to qualified custodians, and the firm reports managing about $11.6 million in client assets on a discretionary basis.
Balance Cash is notable among investment managers for operating strictly as an internet adviser and for its use of third-party referral arrangements; it engages Promoters under written agreements and requires prominent disclosure at solicitation in compliance with the Marketing Rule. The firm also directs clients to specific custodians (Apex or Bivo Financial), receives certain complimentary technology and reporting benefits from those custodians, and uses digital marketing that includes testimonials and endorsements, practices that are uncommon in its peer group.
Client services
Portfolio management
Expertise
Cash flow / budgeting
Occupation focus
Founder/Business Owner
Fee options
Up to 0.50% annually on assets under management within the Balance platform
Minimum fee: Fixed annual Software Fee ranging from $15,000 to $50,000 per year, depending on number of financial institutions and bank accounts connected and software integration complexity
Main office location
Balance Cash Management Inc.
124 Otsego Ave.
San Francisco CA 94112, United States
Number of offices
1
Most active in
Balance Cash Management Inc. has reported serving >5 clients in these states in the last 12 months.
California
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
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