Baker & Company Advisory Group Inc

The firm provides fee-based investment advisory and financial planning services to individuals, trusts, retirement accounts and corporations, generally requiring an initial managed-account threshold of $100,000. Services include portfolio management, retirement and tax-coordination referrals, insurance planning, and assistance consolidating clients’ financial affairs, with custodial relationships noted with TD Ameritrade.

Its investment approach emphasizes active asset allocation and risk management, using a mix of fundamental, technical, cyclical analysis and charting to identify trend changes and adjust allocations. Portfolios primarily employ mutual funds, bonds, ETFs and government securities, are typically managed on a discretionary basis, and are monitored daily with periodic written evaluations and client reviews.

Distinctive elements in the brochure include licensure to effect life, health and variable insurance transactions and an explicit disclosure that the firm’s president may receive commissions for such insurance sales, with those arrangements described in client disclosures. The firm also offers limited second‑opinion meetings and hourly engagements, outlines a rules‑based trend-identification framework for downside protection, and has operated since 1987 while managing approximately $7 million for a relatively small client base.