Baer Wealth Management

Baer Wealth Management provides discretionary portfolio management to individual and high‑net‑worth clients and offers retirement plan advisory services to pension and profit‑sharing plans, acting as either a limited‑scope 3(21) advisor or a 3(38) investment manager. The firm also advises accredited investors on certain private alternative investments.

Investment programs are customized to clients’ goals, time horizons, and risk tolerance and generally follow a long‑term approach that uses fundamental, technical, and cyclical analysis and manager selection based on performance, personnel, and fees. For private alternative investments the firm documents extensive due diligence — reviewing offering materials, audits and financials, interviewing sponsors or conducting site visits — and meets with clients at least annually to monitor those holdings.

Baer manages approximately $334.7 million for about 263 clients with two advisors and discloses that a principal is a licensed insurance agent who may recommend insurance products and receive commissions (the brochure notes this activity consumes less than 10% of firm time), a conflict it says is mitigated through disclosures and fiduciary procedures. The firm also notes constructive custody arrangements because advisory fees are deducted directly and it uses third‑party standing letters of authorization, and it does not vote client proxies unless assistance is requested.