Aware Investing, Inc
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$4,700,000
Clients
19
0% high-net worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
19
LowAverage account size
$247,368
About
Aware Investing, Inc. is a small, independent registered investment adviser that primarily serves individual clients (and occasionally trusts, estates, charities, and businesses) and reports about 19 clients and roughly $4.7 million in assets under management. The firm provides investment advisory services through third‑party money managers, financial planning and hourly consultations, and also offers advice on life insurance and annuities.
The firm implements passive, index‑based portfolios informed by Modern Portfolio Theory and the Fama‑French three‑factor model, with allocations that may include international exposure and 0–25% indexed futures depending on client risk tolerance. Aware Investing does not accept discretionary authority itself and reports that its assets are primarily non‑discretionary, with account implementation and fee deduction handled by third‑party managers and custodians.
Noteworthy among peers, Aware Investing operates as a licensed insurance agency and may receive commissions for insurance product sales, a relationship disclosed as a potential conflict of interest. The principal also conducts educational seminars and authors financial publications, and the firm offers a written portfolio/financialplan report with a stated 100% money‑back guarantee for clients within a specified period.
Client services
Financial planning
Portfolio management
Selection of other advisers
Newsletters or periodicals
Educational seminars or workshops
Consultation services
Expertise
Passive / index investing
Life insurance needs analysis
General estate planning guidance
General tax planning
Fee options
Financial plan/report fees minimum $1,200 up to 0.5% of assets under management
$0 - $500,000: 1.25% $500,001 - $1,000,000: 0.75% $1,000,001 - $2,000,000: 0.50% $2,000,001 - $6,000,000: 0.25% $6,000,001 - $10,000,000: 0.20% $10,000,001+: 0.15%
Insurance products commissions (conflict of interest disclosed)
$250 to $435 per hour
Account minimum: $150,000 Fee-only: Hourly fees starting at $250 per hour up to $435 per hour
Main office location
Aware Investing, Inc
Colorado Springs CO, United States
Number of offices
1
Most active in
Aware Investing, Inc has reported serving >5 clients in these states in the last 12 months.
Colorado
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
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