Avaari Financial
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$35,911,780
Clients
47
0% high-net worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
47
HighAverage account size
$764,080
About
Avaari Financial is a fee‑only, state‑registered independent advisory firm operating as a single‑advisor practice that serves medium- to high‑net‑worth individuals and some institutional clients, with roughly 47 client relationships and about $36 million in assets under management. The firm offers comprehensive financial planning and portfolio management services, including cash‑flow and tax planning, retirement and education planning, asset allocation, investment selection, rebalancing and performance reporting, and also makes project‑based financial plans and hourly engagements available in addition to ongoing advisory relationships.
The firm describes its investment approach as deliberately long‑term and disciplined, favoring systematic, diversified asset‑allocation models, fundamental security analysis, occasional rebalancing and tax‑minimization over short‑term trading. The brochure notes the adviser invests personal assets on multi‑decade timeframes similar to clients’ portfolios and typically manages client accounts on a discretionary basis within agreed investment policy statements.
Distinctive features include the owner’s dual role as an operations engineer outside the advisory business, which the brochure indicates consumes a substantial portion of his time, and the firm’s relatively small client roster that implies higher assets per client for a solo practice. Other atypical elements for a firm of this size are serving both individual and institutional clients, a general policy of not voting client proxies, and an explicit practice of executing client trades before any personal trades to address potential conflicts of interest.
Client services
Portfolio management
Expertise
General retirement planning
General tax planning
Cash flow / budgeting
College savings (529s, UTMA, etc.)
Fee options
Financial plan preparation fee ranges from $1,000 to $3,000 per plan, payable 50% upfront and 50% upon completion
Less than $250,000 - $250,000: 1.25% $250,000 - $500,000: 1.20% $500,000 - $1,000,000: 1.15% $1,000,000 - $3,000,000: 0.85% $3,000,000+: 0.60%
Approximately $250 per hour for select financial planning and advisory services
Account minimum: $50,000 Fee-only: Annual retainer fee based on tiered percentage of assets (see fee_tiers), plus possible financial plan fees and hourly charges
Most active in
Avaari Financial has reported serving >5 clients in these states in the last 12 months.
California
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Not sure where to start?
We'll help you think it through – whether you ultimately need an advisor or not.
Warmer provides personalized recommendations and introductions to independent fiduciary advisors. We do not supervise advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
Each advisor listed on our site is an independent fiduciary responsible for their own advice. Warmer may receive fees from advisors for participation or referrals; these fees are paid by advisors and do not affect the fees clients pay for advisory services.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Please review an advisor's Form ADV and do your own diligence before entering into an advisory relationship.
By using our service, you agree to Warmer's Terms of Service and Advisory Agreement and Privacy Policy. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. ("Warmer")