Aust Financial Advisory, LLC

Aust Financial Advisory provides fee‑only financial planning and discretionary investment management to individual clients and families, offering investment supervisory services along with financial consulting and tax planning. The firm states it does not accept commissions or act as custodian and offers a free initial exploratory meeting to prospective clients.

The firm typically implements passive, indexed strategies using low‑cost, tax‑efficient ETFs and mutual funds, and documents client objectives in a customized Investment Policy Statement for accounts under discretionary authority. Accounts are reviewed on a regular schedule (quarterly or semi‑annually) with an annual review and year‑end net worth statements used to support ongoing planning.

Aust’s brochure highlights several features that distinguish it from many peers: its fee model is net‑worth based and explicitly incorporates held‑away accounts and hard‑asset equity into fee calculations, which tends to align the practice with higher‑net‑worth households. The firm also emphasizes client education and communications (including educational resources and periodic materials), discloses a solicitor referral arrangement, and makes its Code of Ethics and planning materials available on its website.