Attivo Legacy Advisors, LLC

The firm serves individual clients — including high-net-worth households — as well as retirement plans, trusts, estates, charitable organizations and business entities, offering portfolio management, estate, college and retirement planning, and corporate retirement account services. It provides an Asset Management Program managed on a non-discretionary basis and delivers written financial plans and hourly planning engagements.

Investment recommendations are developed from client interviews and questionnaires and mapped to one of four model portfolios that range from capital preservation to high growth; the firm uses fundamental analysis, technical analysis and basic charting to inform those models. Clients retain approval over each trade, the firm discourages frequent trading in favor of long-term holdings, and it bills for advisory services on a percentage-of-assets basis with quarterly reporting.

Distinctive features include the firm’s ability to offer performance-based fee arrangements to certain qualified clients and its operation as a licensed insurance agency, where advisors may recommend and sell insurance products and receive commissions; the firm’s principal also operates a life-settlements business. The firm reports all assets as non-discretionary, does not aggregate client orders into block trades, and indicates it does not participate in soft-dollar arrangements, which together set its operational profile apart from many peers.