Aton Advisors, LLC

ATON Advisors provides personalized, fee-only financial planning and discretionary investment management to individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and small businesses. Like many peers, the firm serves both high-net-worth and non-HNW individual clients and typically bills advisory services as a percentage of assets under management, but it discloses that it does not accept commissions, finders’ fees, or compensation for client referrals.

The firm’s investment approach centers on strategic asset allocation with a core of factor-based and passively managed index funds and exchange-traded funds, global diversification, and an investment policy statement agreed with each client; accounts are generally managed on a discretionary basis. Actively managed funds are used only on a limited basis, and the brochure notes the firm may consider private investments and other non-traditional instruments when appropriate to a client’s objectives.

Notable operational features include an explicit, strict fee-only policy and a tiered service model that links meeting frequency and plan update cadence to account service levels, as detailed in the brochure. The firm also requires clients to custody assets at specified custodians, recently transitioned to SEC registration, and specifies that clients retain the responsibility to vote their own proxies rather than having the adviser vote them.