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Atmos Advisory, LLC

Updated today

Client assets under management

$172,839,269

Clients

85

49% high-net worth

Advisors

4

of 4 employees

Firm type

Supported

1-3 advisors or $200M+ in AUM

Clients per advisor

21

Very Low

Average account size

$2,033,403

About

Atmos Advisory serves individual investors — including both non-high-net-worth and high-net-worth clients — as well as pension plans, trusts, estates, and other entities, offering discretionary portfolio management, financial planning, and consulting. Financial planning is included as part of the firm’s investment management services, and Atmos can advise on assets held outside a primary custodian such as variable life, annuities, and employer-sponsored retirement plans.

The firm implements ETF-heavy, modern portfolio theory–informed asset allocation models managed on a discretionary basis, emphasizing low turnover, tax awareness, and periodic rebalancing. Atmos may allocate portions of client portfolios to third-party Independent Managers for specialized objectives while maintaining ongoing monitoring and the ability to appoint or replace those managers.

Distinctive features include a small, four-advisor team managing roughly $181 million for about 85 clients, resulting in a relatively concentrated client roster with higher AUM per relationship and no firm-wide account minimums. Atmos provides ERISA fiduciary services including discretionary 3(38) plan management and rollover guidance, recommends a primary custodian relationship that yields software and research benefits, and permits supervised persons to sell insurance products on a commission basis—relationships and business arrangements that clients should consider when evaluating potential conflicts of interest.

Client services

Financial planning Portfolio management Selection of other advisers

Expertise

Wealth management Passive / index investing Retirement plans for business owners (SEP, solo 401k) General retirement planning

Fee options

Percentage

$0 - $4,999,999: 1.00% $5,000,000 - $9,999,999: 0.75% $10,000,000 - $19,999,999: 0.50% $20,000,000 - $49,999,999: 0.35% $50,000,000+: 0.20%

Commissions

Certain Supervised Persons offer securities brokerage services and insurance products under a commission fee arrangement.

Main office location

Atmos Advisory, LLC

1001 Liberty Avenue, Suite 500

Pittsburgh PA 15222, United States

Number of offices

1

Most active in

Colorado · Pennsylvania · West Virginia

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

Advisors at this firm

user avatar

Devin F

CFP®, Series 65

Pittsburgh, PA

Atmos Advisory, LLC

Devin Faddoul is a CFP® and Series 65-registered advisor with Atmos Advisory, LLC, based in Pittsburgh, PA, with three years of industry experience. His prior roles include positions at PNC Financial Services, Adda Financial, Origin Financial, and EWA, LLC. Outside of his advisory work, he is the owner and author of the newsletter "Paid in Full" and hosts a podcast by the same name that features interviews with entrepreneurs, writers, and creators. Atmos Advisory serves individuals, including high-net-worth clients, as well as pension and profit-sharing plans, trusts, estates, charitable organizations, and business entities. The firm employs ETF-based, diversified portfolios guided by modern portfolio theory and offers discretionary portfolio management, financial planning, and consulting services.

Wealth management Passive / index investing Retirement plans for business owners (SEP, solo 401k) General retirement planning
user avatar

Richard L

CFP®, Series 63, Series 65

Pittsburgh, PA

Atmos Advisory, LLC

Richard Lerach is a CFP® with 23 years of industry experience, currently serving at Atmos Advisory, LLC in Pittsburgh, PA. His prior roles include positions at UBS/The LRM Group, M Holdings Securities, and Gateway Financial Group. He is active in the community as a board member and chair of the investment committees for the Children's Museum of Pittsburgh and the Mt. Lebanon Community Foundation, and volunteers as a ski patroller with Hidden Valley Ski Patrol. Atmos Advisory serves individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and business entities. The firm manages approximately $149 million in discretionary assets using diversified, ETF-based portfolios guided by modern portfolio theory, tailoring allocations to client risk tolerance and time horizon while offering financial planning and consulting services.

Wealth management Passive / index investing Retirement plans for business owners (SEP, solo 401k) General retirement planning
user avatar

Nicole C

Series 66

Pittsburgh, PA

Atmos Advisory, LLC

Nicole Cosnotti is a financial advisor at Atmos Advisory, LLC with 18 years of industry experience. She holds a Series 66 designation and has been with Atmos Advisory since 2015. Prior to that, she worked at Gateway Financial Group and M Holdings Securities, Inc. Cosnotti is also a Pennsylvania notary public. Atmos Advisory serves individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and business entities. The firm manages approximately $149 million in discretionary assets, focusing on ETF-based asset-allocation models guided by modern portfolio theory, with an emphasis on diversification, tax efficiency, and tailored risk tolerance.

Wealth management Passive / index investing Retirement plans for business owners (SEP, solo 401k) General retirement planning
user avatar

Kevin S

CFP®, Series 66

Pittsburgh, PA

Atmos Advisory, LLC

Kevin Siebert is a CFP®-certified financial advisor with 18 years of industry experience. He is currently with Atmos Advisory, LLC, where he has worked since 2012, and has prior experience at UBS/The LRM Group and The Leaders Group, Inc. Outside of advisory work, he dedicates time as an insurance producer identifying potential clients. Atmos Advisory, LLC serves individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and business entities. The firm manages approximately $149 million in discretionary assets using ETF-based, diversified portfolios guided by modern portfolio theory and tailors allocations to client risk tolerance and time horizon.

Wealth management Passive / index investing Retirement plans for business owners (SEP, solo 401k) General retirement planning
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