ATIP, Inc

ATIP, Inc. provides personalized investment management and investment planning services to a small roster of clients, including individuals, trusts, estates, charitable organizations and small businesses; the brochure reports approximately $1.22 million in assets under management for five clients. The firm operates as a fee-only adviser, states that it does not accept commissions or finders’ fees, and does not act as custodian of client assets.

The firm employs a core-and-satellite approach that uses passively managed index funds and ETFs as the core while adding actively managed funds and tactical sector allocations driven by relative-strength analysis to pursue opportunities and manage risk; portfolios are globally diversified and may include equities, fixed income, ETFs, mutual funds and certain option strategies. Accounts are managed on a non-discretionary basis: trades are executed under a limited power of attorney but the adviser consults the client for approval prior to each transaction.

Distinctive aspects include the very small scale and hands-on trade approval model (one adviser serving five clients) and the firm’s requirement that managed accounts use a specific execution platform, Moneyblock, a practice the brochure notes can limit the ability to seek most-favorable execution. The firm also discloses that it does not offer standalone hourly or retainer financial planning engagements, does not vote client proxies, and provides annual reviews and periodic net worth reporting to clients.