Asset Preservation Capital, LTD

Asset Preservation Capital, LTD is a single‑advisor registered investment adviser that serves individuals (including high‑net‑worth clients), corporations, charities, and pension and profit‑sharing plans with comprehensive and ongoing financial planning, one‑off financial consulting, and discretionary portfolio management. The firm also conducts suitability reviews and recommends third‑party investment advisers when appropriate, providing monitoring and co‑advisory relationships as part of its services.

The firm’s investment approach emphasizes asset allocation implemented through proprietary model portfolios and periodic rebalancing, with primary use of mutual funds, ETFs, stocks, and bonds tailored to each client’s goals, time horizon, and risk tolerance. Asset Preservation Capital operates discretionary management authority for many accounts and, when consulting on third‑party managers, names specific recommended firms and retains responsibility for ongoing client relationships and reviews.

Notable disclosures in the brochure that differentiate the firm from many peers include business affiliations and past regulatory matters: the owner and associates act as independent insurance agents and the owner provides tax‑preparation services through G.D. Tax & Associates, both of which the brochure identifies as potential conflicts of interest. The brochure also discloses prior regulatory actions involving a predecessor advisory business (an SEC finding and sanction in 2011 related to books and records and a 1984 NYSE censure and fine involving the owner) and states the firm uses predecessor and hypothetical performance in its materials, items the firm presents for prospective clients’ consideration.