ASSET ALLOCATION STRATEGIES, llc

Asset Allocation Strategies, LLC provides investment advisory services to individual retail clients (including high-net-worth individuals) and plan sponsors, managing both personal and employer‑sponsored retirement accounts and offering financial planning and consulting support. The firm operates at scale for a multi‑team adviser, with 39 advisors serving roughly 3,859 clients and approximately $767 million in assets under advisement.

The firm delivers discretionary and non‑discretionary portfolio management using a mix of proprietary model portfolios and third‑party managed models, and it constructs allocations from capital market assumptions using techniques such as mean‑variance optimization, reverse optimization and the Black‑Litterman framework. Portfolios commonly employ ETFs for diversification and tax efficiency, custody is typically maintained at Schwab Advisor Services (with other recordkeepers used for certain 403(b)/457 arrangements), and the firm may refer clients to or incorporate third‑party money managers.

A notable characteristic is the firm’s affiliation with a limited securities broker‑dealer and related insurance entity, which means many investment adviser representatives are dually registered and may recommend commissionable products or receive referral compensation from third‑party managers; the brochure discloses these potential conflicts and describes supervisory and disclosure practices intended to mitigate them. The firm also highlights formalized 529 assistance as a non‑advisory value‑add, recent ownership and compliance leadership changes, and the use of relatively sophisticated quantitative asset‑allocation methods that are more detailed than is typical for similarly sized multi‑team advisers.