Aspire Wealth Architects

Updated today

Find your advisor

Client assets under management

$290,263,807

Clients

137

39% high-net worth

Advisors

of 4 employees

Firm type

Supported

1-3 advisors or $200M+ in AUM

Clients per advisor

Typical

Average account size

$2,118,714

About

Aspire Wealth Architects is a registered investment adviser that provides comprehensive financial planning and portfolio management to individuals (including high‑net‑worth clients), trusts, estates, and select institutional or endowment clients. The firm manages roughly $290 million across about 137 client relationships with a small advisory team and does not require a formal account minimum to engage its services.

The firm follows an evidence‑based, passive investment approach that emphasizes broadly diversified, low‑cost ETFs and indexed strategies, with attention to reducing fees, taxes, and unnecessary risk rather than pursuing security or sector selection. Aspire uses Monte Carlo analysis to simulate outcomes and reports a statistical "Confidence" measure (targeted between the 75th and 90th percentiles) to inform rebalancing, allocation adjustments, and tax‑loss harvesting, and it will employ direct indexing in qualifying cases to enhance tax efficiency or manage concentrated positions.

Noteworthy elements include the explicit use of a numeric "Confidence Zone" to drive planning decisions, the ability to advise on held‑away assets with the option for limited trading authority, and the provision of direct indexing for eligible clients—features that are less common among similarly sized advisor teams. The firm operates as an independent, fee‑only adviser, does not charge performance‑based fees, and generally discourages active market timing or proprietary product recommendations.

Client services

Financial planning Portfolio management

Expertise

Passive / index investing Tax-loss harvesting Concentrated stock management

Fee options

Percentage

$0+: Negotiable up to 1.25% per annum +: Negotiable up to 1.25% per annum

Other

Fee-only: Fee-only investment management services; no commissions received.

Main office location

Aspire Wealth Architects

150 N Meadows Drive, Suite 220

Wexford PA 15090, United States

Number of offices

Most active in

Colorado · Florida · Maryland · Nebraska · Ohio · Pennsylvania · West Virginia

Disclosures

Business activities & affiliations

Is not active or affiliated with:

Insurance agent

They sell insurance products and may earn commissions on those sales.

Broker-dealer / trader

They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.

Bank

They're affiliated with a bank that may offer its own financial products and services.

Trust company

They provide trust and estate administration services, typically for separate fees.

Fund sponsor

They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.

Accountant / CPA / tax prep

They offer tax and accounting services, typically for separate fees.

Lawyer

They provide legal services, typically billed separately.

Real estate agent

They facilitate real estate transactions and may earn commissions.

Other specialized services

They may provide services such as pension consulting or municipal advisory work, typically for separate fees.

Forms ADV

Form ADV Part 2: Client Brochure Form ADV Part 3: Client Relationship

Quick links

Website (412) 879-0584

Advisors at this firm

Caitlin C

Series 66

Wexford, PA

Aspire Wealth Architects

Caitlin Cully is a financial advisor at Aspire Wealth Architects with 18 years of industry experience. She holds a Series 66 designation and has worked at Aspire since 2018, following eight years at Wealthcare Capital Management LLC. Aspire Wealth Architects provides fee-only investment advisory and financial planning services to individuals, high-net-worth clients, trusts, estates, and business entities. The firm employs a goals-based investment process using Monte Carlo simulation to guide portfolio equity exposure, emphasizing broadly diversified, low-cost, tax-efficient indexed ETFs and offering services such as direct indexing and management of held-away assets.

Passive / index investing Tax-loss harvesting Concentrated stock management

John C

Series 63, Series 65

Wexford, PA

Aspire Wealth Architects

John Cully is a financial advisor at Aspire Wealth Architects in Wexford, PA, holding Series 63 and Series 65 designations with 47 years of industry experience. He worked at Wealthcare Capital Management LLC for ten years before joining Aspire Wealth Architects in 2018. Aspire Wealth Architects provides fee-only investment advisory and financial planning services to individuals, high-net-worth clients, trusts, estates, and business entities. The firm uses a goals-based investment process with Monte Carlo simulation to guide portfolio management, emphasizing diversified, low-cost, tax-efficient indexed ETFs and offering specialized options such as direct indexing for qualifying clients.

Passive / index investing Tax-loss harvesting Concentrated stock management

Walter L

CFP®, CFA®, Series 65

Wexford, PA

Aspire Wealth Architects

Walter Laub is a CFP®, CFA®, and Series 65 credentialed advisor with 15 years of industry experience. He has worked at Aspire Wealth Architects since 2018 and previously spent eight years at Wealthcare Capital Management LLC. Aspire Wealth Architects provides fee-only investment advisory and financial planning services to individuals, high-net-worth clients, trusts, estates, and business entities. The firm employs a goals-based investment approach utilizing Monte Carlo simulation to guide portfolio decisions and emphasizes broadly diversified, low-cost, tax-efficient indexed ETFs.

Passive / index investing Tax-loss harvesting Concentrated stock management

Not sure where to start?

We'll help you think it through – whether you ultimately need an advisor or not.

Call (201) 292-4557

Warmer provides personalized recommendations and introductions to independent fiduciary advisors. We do not supervise advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.

Each advisor listed on our site is an independent fiduciary responsible for their own advice. Warmer may receive fees from advisors for participation or referrals; these fees are paid by advisors and do not affect the fees clients pay for advisory services.

For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Please review an advisor's Form ADV and do your own diligence before entering into an advisory relationship.

By using our service, you agree to Warmer's Terms of Service and Advisory Agreement and Privacy Policy. Logos provided by Logo.dev

Find the right match for you

Answer a few quick questions and we'll tailor results to your goals, so you can hire smarter.

Find your advisor

A smarter way to hire an advisor

Compare and choose confidently

Warmer combines best-in-class advisor data with guidance to help you clarify what you need, understand why an advisor may—or may not—fit, and move forward with confidence.

How Warmer works

Thoughtfully vetted, clearly explained

We review rigorously and transparently

Get to know your advisors' credentials, disciplinary history, specialization, client fit, and communication style. We're selective about who we recommend—and tell you why we think someone fits your situation.

Our methodology

Always free and always on your side

Free. Confidence that lasts

We help you book free consultations with your matches. You only pay an advisor if you decide to hire them. And our support doesn't end with an introduction—we're here to make sure the relationship works for you—and if not, to navigate next steps with clarity.

Our ongoing support