Aspire Financial Advisors, Inc.

The firm provides fee-based investment advisory and financial planning services to individuals (including non‑high‑net‑worth clients), trusts, estates, charitable organizations and business entities. It delivers custom portfolio management on a primarily non‑discretionary basis and, through a licensed insurance brokerage affiliation, offers life and health insurance and annuity products when appropriate.

The investment approach emphasizes tactical asset allocation and uses both fundamental and technical analysis across a broad set of instruments, including mutual funds, variable insurance products and interests in private partnerships such as real estate and oil and gas. The firm generally obtains client consent for each trade, offers tailored written financial plans, and conducts educational seminars and workshops (including presentations for churches) as part of its client outreach.

Distinctive features include the combination of a largely non‑discretionary management model with multiple compensation options—hourly and fixed fees for planning alongside percentage‑of‑assets arrangements—which is uncommon among peers of this size. The adviser also works directly with both individual and institutional/charitable clients, does not outsource portfolio management to third parties or participate in wrap programs, and discloses insurance commission conflicts while representing a fiduciary duty in its advisory work.