Aspen Gold Financial
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$3,050,000
Clients
14
0% high-net worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
14
LowAverage account size
$217,857
About
Aspen Gold Financial LLC serves a small client roster that includes individual and high-net-worth investors, trusts, charitable institutions, and corporate retirement plans. The firm offers portfolio management (both discretionary and non-discretionary), comprehensive financial planning, estate planning, and single-project consultations.
The firm’s stated investment process uses a mix of fundamental, technical, charting and cyclical analysis and emphasizes strategic asset allocation, risk control, global diversification, and a discipline that can result in elevated cash positions when warranted. Portfolios may include mutual funds, ETFs, stocks, bonds and specialized model strategies (for example, income-focused, dividend growth, multi-cap and small-cap), and the firm reports approximately $1.2 million in discretionary assets and $1.7 million in non-discretionary assets of its roughly $3.05 million in AUM.
What is distinctive for an independent, single-advisor firm is its formal pension consulting practice—offering ERISA 3(21) and 3(38) advisory work such as creation of investment policy statements, due diligence of plan options, and serving as an independent fiduciary—which is uncommon among peers. The brochure also discloses that the principal is licensed to sell insurance and that the firm receives commissions for insurance sales, and it documents custodial and referral arrangements (including a recommended custodian and the use of third‑party advisors).
Client services
Financial planning
Portfolio management
Pension consulting
Selection of other advisers
Expertise
Wealth management
General retirement planning
Tax strategies for small businesses
Fee options
Flat fee for financial planning services ranges from $1,500 to $4,500 if client does not have assets under management.
$0 - $250,000: 0.75% $250,000 - $500,000: 0.75% $500,000 - $750,000: 0.75% $750,000 - $1,000,000: 0.75% $1,000,000 - $2,000,000: 0.65% $2,000,000 - $4,000,000: 0.60% $4,000,000 - $9,000,000: 0.50% $10,000,000+: 0.40%
Aspen Gold Financial is paid commissions by insurance companies for products sold by Aspen Gold Financial.
Up to $250 per hour plus expenses for individual consultation or specific financial planning services.
Account minimum: $100,000 (may accept accounts below at discretion)
Main office location
Aspen Gold Financial
6684 E. 162 Nd Ave.
Brighton CO 80602, United States
Number of offices
1
Most active in
Aspen Gold Financial has reported serving >5 clients in these states in the last 12 months.
Colorado
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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