Ascent Wealth Management Group, LLC

Ascent Wealth Management Group serves high‑net‑worth individuals, trusts, estates, corporations and employer‑sponsored pension and profit‑sharing plans, providing discretionary asset management, written financial planning, and retirement plan consulting. Its asset management offerings include portfolios of individual stocks, bonds, ETFs, mutual funds, options and alternative or private investments, and the firm arranges for or oversees third‑party money managers when appropriate.

The firm generally manages accounts on a discretionary basis and applies a mix of strategic, tactical and core‑satellite asset‑allocation approaches, fixed‑income duration management, and both long‑ and short‑term trading techniques informed by fundamental, technical, quantitative and qualitative analysis. It performs initial due diligence and ongoing reviews of third‑party managers, monitors and rebalances portfolios, and conducts at least annual account reviews.

Noteworthy features disclosed in the brochure include that its representatives are licensed insurance agents who may receive customary commissions for insurance or annuity sales, and that the firm provides retirement plan consulting to plan sponsors (including acknowledgment of roles under ERISA such as a Section 3(21) fiduciary), pension/profit‑sharing plan work and other institutional portfolio services—activities that are less common among similar independent firms. The firm also offers several specialized corporate planning services (for example, cost segregation studies and corporate‑structure advice) and occasionally facilitates cross‑client bond transactions, practices that distinguish its service set from many peers.