Ascent Fintech LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$4,848,779
Total clients
53
0% high-net worth
Total advisors
1
of 1 employees
Firm size
Independent
1 advisor
Average clients per advisor
53
Average account size
$91,486
About
Ascent Fintech LLC provides advisory services to individuals, families, pension and retirement plans, and institutions, offering asset management, project-based financial planning, and ERISA/retirement-plan services. The firm reports $3,424,251 in discretionary assets under management (as of March 26, 2024) across its client base and uses asset-based fees for portfolio management and hourly or fixed fees for planning and non‑fiduciary plan consulting.
The firm employs both active and passive strategies and may use fundamental, technical, charting, and cyclical analysis when constructing client portfolios; it accepts discretionary and non‑discretionary mandates and documents client goals to tailor investment allocations. For retirement-plan clients Ascent provides a range of services — from non‑fiduciary consulting to limited ERISA 3(21) advice and ERISA 3(38) discretionary investment‑manager services — and conducts quarterly account reviews, prepares periodic investment performance reports, and delivers project financial plans (typically within 60 days).
Noteworthy for a small, solo‑advisor independent firm, Ascent expressly offers institutional retirement‑plan management capabilities (including acting as an ERISA 3(38) manager) and provides modeled projections and investment performance reporting in its client materials. The brochure also discloses an ownership and outside‑business structure that may create crossover relationships with related technology and consulting entities and identifies an owner who does not participate in advisory services; the firm says these relationships are mitigated by disclosures and fiduciary procedures.
Client services
Financial planning
Portfolio management
Pension consulting
Expertise
Retirement income strategy
Retirement plans for business owners (SEP, solo 401k)
Tax-loss harvesting
Active portfolio management
Passive / index investing
Fee options
One-time setup fee for retirement plan fiduciary investment advisory and management services up to $3,000.
$0 - $100,000: 1.00% annually $100,000.01 - $500,000: 0.90% annually $500,000.01 - $1,000,000: 0.80% annually $1,000,000.01 - $3,000,000: 0.70% annually $3,000,000.01 - $5,000,000: 0.60% annually $5,000,000.01+: 0.50% annually
$250 per hour for financial planning and non-fiduciary retirement plan consulting services.
Minimum fee: Retirement Plan Services: minimum annual fee of $500 until plan assets reach $100,000 Fee-only: Project-based financial planning and consulting charged at $250 per hour; Non-fiduciary retirement plan consulting services charged at $250 per hour; Fixed fees may be charged for retirement plan consulting based on complexity and scope.
Main office location
Ascent Fintech LLC
Carol Stream IL, United States
Number of offices
1
Most active in
Ascent Fintech LLC has reported serving >5 clients in these states in the last 12 months.
Illinois · Texas
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
Not sure where to start?
We'll help you think it through – whether you ultimately need an advisor or not.
Warmer provides personalized recommendations and introductions to independent fiduciary advisors. We do not supervise advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
Each advisor listed on our site is an independent fiduciary responsible for their own advice. Warmer may receive fees from advisors for participation or referrals; these fees are paid by advisors and do not affect the fees clients pay for advisory services.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Please review an advisor's Form ADV and do your own diligence before entering into an advisory relationship.
By using our service, you agree to Warmer's Terms of Service and Advisory Agreement and Privacy Policy. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. ("Warmer")