Asage Financial LLC

Asage Financial LLC provides investment management, financial planning, and consulting to individuals and a range of client entities, including irrevocable trusts, limited liability companies, and, unusually for a firm of its size, corporate and charitable organizations; the firm manages about $28.3 million on a discretionary basis for roughly 40 clients. Services include tailored portfolio management and written or negotiated financial planning engagements.

The firm favors an efficient-market, asset-class diversification approach and primarily employs a buy-and-hold strategy that is modified as economic conditions or client circumstances change; investment objectives, risk tolerances, and time horizons are discussed with each client and accounts are reviewed periodically. Investment management is offered on a discretionary basis, while financial planning and business consulting are available as separate engagements.

Notable distinctions include an affiliation with an accounting practice — the principal is a sole-practitioner CPA who provides tax planning and preparation and shares clients between the advisory and accounting services — and the firm’s acceptance of corporate, charitable, and certain institutional clients, which is uncommon among independent solo advisors. The firm discloses and manages related conflicts of interest, including limits on accepting clients who grant check-signing or transfer authority, and explains how overlapping accounting and advisory roles are handled.