Armstrong Advisory Group Inc.

Armstrong Advisory Group advises individuals, high‑net‑worth clients, trusts, estates and small businesses and offers a range of wealth management services including investment management, financial planning, retirement and estate planning, and consulting. The firm also sponsors a wrap‑fee program, provides Donor‑Advised Fund management (both Core and Professional Account Management options), and offers limited‑services arrangements and support for legacy variable annuity positions.

The firm’s investment approach is primarily long‑term and top‑down, using macroeconomic data to drive tactical asset‑allocation adjustments and relying largely on ETFs and mutual funds while retaining the flexibility to use individual stocks, bonds, alternatives and options when appropriate. Portfolios are overseen by an investment committee with periodic reviews and rebalancing; AAG uses a Schwab custodian and discloses specific cash‑management practices (including targets for cash allocations by strategy and a policy excluding swept cash from AUM fees effective October 1, 2024).

Several aspects of AAG distinguish it from many peers: it is affiliated with an independent insurance agency and has advisors who are licensed insurance producers and may receive commissions for insurance sales, creating a potential conflict addressed in its disclosures; it provides both DAF PAM services with separate terms and previously managed—but has since discontinued—held‑away plan trading via a third‑party OMS. The firm also engages in media and referral activities (radio/podcast production and certain services agreements and subleases with third parties), which are disclosed as part of its business arrangements.