ARM Financial LLC

ARM Financial is a small, independent SEC-registered investment adviser that provides discretionary portfolio management and ancillary financial planning to individuals and their families while managing approximately $49 million for a limited client base. The firm also serves as general partner and investment manager to ARM Financial Opportunities Fund LP, a Delaware private pooled vehicle offered to accredited investors that targets venture capital, commercial real estate, and other private investments with seven- to ten-year hold horizons.

The firm operates two primary strategies: a Leveraged Macroeconomic Strategy driven by fundamental macro analysis that may employ long–short positions, equity options, and futures, and an Index+ Strategy that applies a quantitative model allocating among leveraged equity ETFs, inflation hedges, defensive sector ETFs, and Treasury exposure. Both programs make use of exchange-traded funds — including leveraged ETFs — and the firm may employ derivatives in separately managed accounts; all trading is executed exclusively through Interactive Brokers and accounts are managed on a discretionary basis.

What distinguishes ARM Financial from many solo independent advisers is its role as manager and general partner of a private pooled fund (for which it is deemed to have custody and which is subject to an independent PCAOB surprise examination) and the firm’s explicit use of derivatives, futures, and leveraged ETFs in client strategies. The brochure also discloses model-based and hypothetical performance information for the Index+ program, a practice that is uncommon among similarly sized independent advisory practices.