Argent Wealth Advisors, LLC

Argent Wealth Advisors is a fee‑only registered advisory firm that provides wealth management, investment management, and investment analysis and selection for individuals, trusts, charitable organizations, corporations and other business entities. The brochure describes coordinated planning services that include investment and portfolio analysis, retirement and education planning, tax and cash‑flow considerations, and collaboration with clients’ other professional advisors.

The firm’s investment approach is grounded in Modern Portfolio Theory and emphasizes diversified, asset‑allocation portfolios implemented primarily with institutional no‑load mutual funds and exchange‑traded funds; it uses a screening process to identify a small set of funds for each asset category and prepares written investment plans for multi‑year horizons. Portfolios are monitored regularly, and the firm generally operates on a non‑discretionary basis, obtaining client approval before executing transactions and conducting periodic account reviews.

Distinctive operational features disclosed in the brochure include acting as sponsor and portfolio manager of a wrap‑fee program in which the firm bundles and pays execution costs on clients’ behalf — a structure that is relatively uncommon for independent advisers — and maintaining primarily non‑discretionary assets under management, meaning client approval is typically required before trades. The firm also participates in an institutional custody program that supplies trading, research, and practice‑management benefits to the adviser, a relationship the brochure notes may create indirect economic benefits to the firm.