Arch Financial Advisors LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$0
Clients
8
0% high-net worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
8
Very LowAverage account size
$0
About
Arch Financial Advisors provides comprehensive financial planning and investment advisory services to individuals and families, with an expressed focus on middle- and upper‑middle‑income households. Services include ongoing, retainer-based financial planning engagements, narrower project retainers, and one‑time financial fitness reviews.
The firm delivers non‑discretionary, fee‑only advice and builds portfolios using tax‑aware, client‑specific asset allocation that favors no‑load mutual funds, ETFs, U.S. government securities and cash instruments; recommendations are implemented only after client approval. Initial engagements typically involve a series of scheduled meetings in the first year and periodic reviews in renewal years to reassess goals, cash flow, and investment allocation.
Compared with many peers, the firm relies on flat retainers and project fees rather than percentage‑of‑AUM billing and does not accept commissions or sell investment or insurance products. It emphasizes a planning‑heavy relationship model (multiple planned meetings in the initial year), adheres to fee‑only fiduciary standards through professional affiliations, and does not custody client assets or vote proxies on clients’ behalf.
Client services
Financial planning
Portfolio management
Expertise
Cash flow / budgeting
General tax planning
Business ownership considerations
Demographic focus
Mid-Career Professionals
Fee options
Financial Fitness Review flat fee of $850.
Hourly fee up to $200 per hour for specific project requests.
Account minimum: No minimum net worth or asset requirement to become a client Fee-only: Open Retainer fees range from $2,500 to $20,000 initially, renewal years $2,000 to $15,000; Project Retainer fees range from $1,500 to $8,000; Financial Fitness Review flat fee of $850.
Main office location
Arch Financial Advisors LLC
Bethesda MD, United States
Number of offices
3
Most active in
Arch Financial Advisors LLC has reported serving >5 clients in these states in the last 12 months.
Maryland
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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