Arbor Wealth Management, LLC

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Client assets under management

$137,614,539

Clients

111

40% high-net worth

Advisors

of 2 employees

Firm type

Supported

1-3 advisors or $200M+ in AUM

Clients per advisor

Typical

Average account size

$1,239,771

About

Arbor Wealth Management provides portfolio management, financial planning, and ERISA retirement plan consulting to individuals, high-net-worth households, and small businesses. The firm manages approximately $138 million across about 111 client relationships and offers both custom management and ETF-model strategies keyed to each client’s Investment Policy Statement.

The firm’s investment process centers on creating a documented Investment Policy Statement, using model portfolios, ETFs, and long‑term trading informed by modern portfolio theory, with allocations adjusted for household-level tax and financial circumstances. Arbor generally limits households under $500,000 to an ETF-only strategy and retains discretionary trading authority within client-imposed guidelines.

The brochure discloses several features that distinguish the firm from many peers: principals are licensed insurance agents and may receive commissions on insurance products, and the firm discloses paid referral arrangements with third parties. The brochure also indicates the firm uses client testimonials in advertising and receives custodial research and soft‑dollar services from its recommended custodian, practices that are less common among similar supported firms.

Client services

Financial planning Portfolio management

Expertise

Roth conversion strategy Social Security optimization Long-term care insurance Charitable giving tax strategies Retirement plans for business owners (SEP, solo 401k)

Occupation focus

Founder/Business Owner Executive

Fee options

Percentage

$0.00 - $2,500,000.00: 1.00% $2,500,001.00 - $5,000,000.00: 0.75% $5,000,001.00+: 0.65% $0.00 - $2,500,000.00: 0.85% $2,500,001.00 - $5,000,000.00: 0.50% $5,000,001.00+: 0.40%

Commissions

Commission on insurance products sold by licensed agents within the firm

Project-based

$250/hour for financial planning services

Other

Account minimum: $500,000 Fee-only: $250/hour for initial financial plan; $1,000 annually for plan updates; $250/hour for additional work

Main office location

Arbor Wealth Management, LLC

7581 S Willow Drive, Suite 110

Tempe AZ 85283, United States

Number of offices

Most active in

Arizona · Texas · Utah

Disclosures

Business activities & affiliations

Is active or affiliated with:

Insurance agent

They sell insurance products and may earn commissions on those sales.

Is not active or affiliated with:

Broker-dealer / trader

They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.

Bank

They're affiliated with a bank that may offer its own financial products and services.

Trust company

They provide trust and estate administration services, typically for separate fees.

Fund sponsor

They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.

Accountant / CPA / tax prep

They offer tax and accounting services, typically for separate fees.

Lawyer

They provide legal services, typically billed separately.

Real estate agent

They facilitate real estate transactions and may earn commissions.

Other specialized services

They may provide services such as pension consulting or municipal advisory work, typically for separate fees.

Forms ADV

Form ADV Part 2: Client Brochure Form ADV Part 3: Client Relationship

Quick links

LinkedIn Facebook Website 480-818-8300

Advisors at this firm

Jake U

Series 65

Tempe, AZ

Arbor Wealth Management, LLC

Jake Ulrich is a financial advisor with Arbor Wealth Management, LLC in Tempe, AZ, holding a Series 65 designation and 13 years of industry experience. He has worked at Arbor Wealth Management since 2012 and is also involved with Arbor Insurance, a related business. Arbor Wealth Management provides investment advisory and financial planning services to individuals, high-net-worth clients, and small businesses, using model-driven, ETF-focused strategies guided by risk scores and modern portfolio theory. The firm manages approximately $107 million for about 105 client households, typically on a discretionary basis with documented investment policy statements and regular reviews.

Roth conversion strategy Social Security optimization Long-term care insurance Charitable giving tax strategies Retirement plans for business owners (SEP, solo 401k) Founder/Business Owner Executive

Joseph A

PFS™

Tempe, AZ

Arbor Wealth Management, LLC

Joseph Arsenault is a financial advisor at Arbor Wealth Management, LLC in Tempe, AZ, holding the PFS™ designation with 13 years of industry experience. He has worked with Arbor Wealth Management since 2012 and is also involved with Arbor Insurance, LLC. Arbor Wealth Management provides investment advisory and financial planning services to individuals, high-net-worth clients, and small businesses, managing approximately $107 million across about 105 client households. The firm employs model-driven, ETF-focused strategies tailored to client risk profiles and conducts portfolio management and financial planning reviews regularly.

Roth conversion strategy Social Security optimization Long-term care insurance Charitable giving tax strategies Retirement plans for business owners (SEP, solo 401k) Founder/Business Owner Executive

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