Arbor Wealth Management

Arbor Wealth Management provides investment advisory and financial planning services to individual clients (including high-net-worth individuals), pension and profit-sharing plans, trusts, estates, corporations and other business entities. The firm offers portfolio management through its Vision 2020 Wealth Management Platform (Advisor Managed Portfolios), delivering discretionary and non-discretionary advisory services with custodial and execution services provided through Pershing.

The firm builds portfolios using client risk-tolerance questionnaires and asset-allocation and optimization tools (efficient frontier plotting, fund profiling, rebalancing), and it applies both fundamental and technical analysis with a primary emphasis on strategic long-term investing while permitting tactical adjustments. Accounts are reviewed periodically (typically quarterly or at least annually), and trading practices such as order aggregation and supervisory review are described in the brochure.

Notably, Arbor’s advisors also serve as registered representatives of an affiliated broker-dealer and are licensed insurance agents, so they may recommend and sell commissionable securities and insurance products in addition to providing advisory services; the brochure discloses these additional compensation streams and the supervisory procedures meant to address resulting conflicts of interest. The firm operates as a small, four-advisor team managing about $130 million in client assets and indicates it provides financial planning without an additional fee, which are operational features that distinguish it from many peers.