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Arbor Trust Wealth Advisors, LLC

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Client assets under management

$574,988,946

Clients

441

41% high-net worth

Advisors

3

of 13 employees

Firm type

Team

4-10 advisors or $500M+ in AUM

More info

Clients per advisor

147

Very High

Average account size

$1,303,830

About

Arbor Trust serves a broad client mix including individual and high‑net‑worth investors, trusts and estates, retirement plans, charitable organizations, state and municipal entities, and businesses. The firm provides discretionary investment management, comprehensive financial planning, retirement plan advisory, and, through an arrangement with Tri‑Star Trust Bank, trust fiduciary administrative and estate‑settlement support in addition to standalone planning engagements.

The adviser builds customized, primarily long‑term portfolios using fundamental analysis and a mix of individual equities, fixed income, mutual funds, ETFs and, in certain cases, limited partnerships and REITs, and generally manages client assets on a discretionary basis. It acts as an ERISA fiduciary for retirement plan work, provides regular portfolio monitoring, and may introduce clients to non‑purpose lending via Schwab’s pledged‑asset line when appropriate.

The firm is notable for its scale relative to staff: it manages approximately $611 million in client assets with three advisors, placing it among the minority of team‑category firms with high AUM per advisor. It is also atypical in serving state and municipal clients and in coordinating trust and estate administration with a third‑party trust bank; the firm’s institutional relationship with Charles Schwab (which supplies technology and operational support) and the fee arrangements tied to the trust bank are operational features and potential conflicts clients should consider.

Client services

Financial planning Portfolio management Pension consulting

Expertise

Trust structures (GRAT, IDGT, revocable) General estate planning guidance Retirement plans for business owners (SEP, solo 401k) Retirement income strategy

Occupation focus

Founder/Business Owner Executive Retired

Fee options

Fixed

Fixed fees ranging from $2,500 to $5,000 for financial planning services

Percentage

$0 - $100,000: 1.75% annually $100,001 - $250,000: 1.50% annually $250,001 - $500,000: 1.25% annually $500,001 - $1,000,000: 1.00% annually $1,000,001 - $3,000,000: 0.90% annually $3,000,001+: 0.80% annually

Project-based

$200 to $400 per hour for financial planning and consulting services

Other

Account minimum: $300,000 Minimum fee: $5,000 minimum relationship fee Fee-only: Hourly rates from $200 to $400; Fixed fees from $2,500 to $5,000 for financial planning services

Main office location

Arbor Trust Wealth Advisors, LLC

825 Victors Way, Suite 150

Ann Arbor MI 48108, United States

Number of offices

1

Most active in

More info

California · Florida · Illinois · Michigan · Nebraska · New Hampshire · Ohio · Texas

Disclosures

More info

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

More info

Forms ADV

Form ADV Part 2: Client Brochure Form ADV Part 3: Client Relationship

Quick links

LinkedIn Facebook X Website (734) 389-7794

Advisors at this firm

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Andrew S

CFP®, Series 66

Ann Arbor, MI

Arbor Trust Wealth Advisors, LLC

Andrew Settecerri is a CFP® and Series 66-registered advisor with six years of industry experience. He is currently with Arbor Trust Wealth Advisors, LLC, where he has worked since 2021. His prior experience includes roles at Fidelity Investments, Purshe Kaplan Sterling Investments, and Integrated Capital Management. Outside of finance, he has experience with the Top 50 Junior Golf Tour. Arbor Trust Wealth Advisors serves a diverse client base including individuals, high-net-worth investors, trusts, estates, retirement plans, charitable organizations, state and municipal entities, and businesses. The firm offers discretionary investment management, comprehensive financial planning, and trust fiduciary administrative services, building customized, primarily long-term portfolios using fundamental analysis and a range of investment vehicles.

Trust structures (GRAT, IDGT, revocable) General estate planning guidance Retirement plans for business owners (SEP, solo 401k) Retirement income strategy Founder/Business Owner Executive Retired
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Sonia P

CFA®, Series 63

Ann Arbor, MI

Arbor Trust Wealth Advisors, LLC

Sonia Patel is a CFA® charterholder with eight years of industry experience. She currently serves as an advisor at Arbor Trust Wealth Advisors, LLC, where she has worked since 2023. Prior to this, she spent 12 years at Bank of Ann Arbor. Patel is also a member of the Investment and Finance Committee for the Ann Arbor Area Community Foundation. Arbor Trust Wealth Advisors serves a diverse client base including individuals, high-net-worth investors, trusts, retirement plans, charitable organizations, and municipal entities. The firm offers discretionary investment management, financial planning, retirement plan advisory, and trust fiduciary administrative services, focusing on customized, primarily long-term portfolios using fundamental analysis.

Trust structures (GRAT, IDGT, revocable) General estate planning guidance Retirement plans for business owners (SEP, solo 401k) Retirement income strategy Founder/Business Owner Executive Retired
user avatar

James W

CFP®, Series 63, Series 65, Series 66

Ann Arbor, MI

Arbor Trust Wealth Advisors, LLC

James Winslow is a CFP® with 26 years of industry experience, currently serving as an advisor at Arbor Trust Wealth Advisors, LLC since 2014. Prior to Arbor Trust, he worked at Purshe Kaplan Sterling Investments, Inc. from 2014 to 2022. Winslow is a licensed insurance agent and serves on the finance committee of the Foundation for Saline Area Schools. Arbor Trust Wealth Advisors serves a diverse client base including individual and high-net-worth investors, trusts, estates, retirement plans, charitable organizations, state and municipal entities, and businesses. The firm provides discretionary investment management, comprehensive financial planning, and trust fiduciary administrative support through a partnership with Tri-Star Trust Bank.

Trust structures (GRAT, IDGT, revocable) General estate planning guidance Retirement plans for business owners (SEP, solo 401k) Retirement income strategy Founder/Business Owner Executive Retired
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